A．The mortgage market’s easing is on the way. B．Housing keeps taking peo

Man: We look continuously to bring in more investors. This is a living organism. Countrywide continues to operate in an environment that’s changing constantly a round it. And the reason why we’ve survived over many years and nobody else has in the mortgage banking space—nobody else has, we’re the only survivor—is because Countrywide constantly adjusts itself to the environment. And so we will do whatever the environment dictates that we must do to make certain we remain a viable player going forward.