首页
登录
职称英语
Now more and more Chinese, especially the young, have begun to buy cars or h
Now more and more Chinese, especially the young, have begun to buy cars or h
游客
2025-03-23
15
管理
问题
Now more and more Chinese, especially the young, have begun to buy cars or houses on bank loan. Write a passage of at least 120 words to express your views on "Shopping on Installment" (论贷款消费). You may either agree or disagree. But whichever position you take, use specific reasons or examples to support your position.
选项
答案
Shopping on Installment
Agree
Nowadays, more and more Chinese, especially the young, have come to accept the notion of shopping on installment. They prefer to loan money from banks to buy almost everything from daily necessity to electric appliance, from car to house, and then they pay back the loan as well as the interest month by month, and year by year. Personally, I applaud the change in people’s consumption habits.
In today’s China spending borrowed money on such luxuries as cars and houses is no longer a shame. It’s known to all that cars and houses are very expensive, and it’s almost impossible for most people to clear off the payment on non-installment. So it’s stupid to save for a house for twenty years, and a car for another twenty years. The day you can afford these things, you may have become too physically weak to enjoy the comfort and excitement of life.
It’s true that the bank loan may exert a financial as well as psychological burden, but with the borrowed money you can enjoy your life earlier. So why not buy now, and pay later.
Disagree
Some people would like to put aside some money regularly or at most spend what they have earned, while others would like to loan from the bank, that is, to use tomorrow’s money. I am personally on the side of the former group of people.
It’s absolutely necessary to save up for the future. As is known, some goods like cars, houses etc. are costly and you can hardly buy them with one month’s salary, or even with one year’s income. To buy such products, you will have to set aside adequate amount of money for ten years or more. Otherwise, how could you buy such costly things?
Moreover, most families have to pay handsome money for kid’s education, which accounts for a lion’s share of the family expenditure. Without enough savings, how could you afford the child’s education? If you depend on the bank loan for everything, how will you be able to pay off all the debts?
Thrift is a traditional Chinese virtue. We have to budget the money we earn, and live within the means. A person who doesn’t save money and even overdraw at the bank will end up as a pitiful old man. At that time, you can never loan money from the bank because you are too old and no longer productive.
解析
转载请注明原文地址:https://tihaiku.com/zcyy/4009296.html
相关试题推荐
Theneedforasurgicaloperation,especiallyanemergencyoperation,almost
Theneedforasurgicaloperation,especiallyanemergencyoperation,almost
Theneedforasurgicaloperation,especiallyanemergencyoperation,almost
Theneedforasurgicaloperation,especiallyanemergencyoperation,almost
OncehestartstalkingaboutChineseorforeignaffairs,ancientormodern,____
Theneedforasurgicaloperation,especiallyanemergencyoperation,almost
Theneedforasurgicaloperation,especiallyanemergencyoperation,almost
NowmoreandmoreChinese,especiallytheyoung,havebeguntobuycarsorh
ThenamesJimmy,BillyandBobby______in"y"areusedespeciallyforchildren,b
ThepatternneedsspecialpracticeasChinesestudentsmayfind______.A、difficul
随机试题
ThedoctoradvisedthatMr.Malan()anoperationrightawaysoastosavehisli
关于水平布线的说法,不正确的有()A.水平布线的通道分为暗管预埋、墙面引线、
中间段照明与洞外亮度有关。()
导游人员为游客提供讲解服务的主要形式有( )。A.途中导游讲解 B.现场导游
收入中所占的比重一般在55%以上,在中国则不到42%,并呈现逐年下降的趋势,这给
A.蛛网膜下腔出血 B.短暂性脑缺血发作 C.脑栓塞 D.脑出血 E.脑
建安工程保险中,被保险人的索赔时效是()。A.自保险合同生效之日起,不超过2年
患者男性,37岁,素喜饮酒,日饮白酒2两,1月来脘腹不适,胃镜活检示:慢性萎缩性
关于预制混凝土楼梯工程量计量的说法,正确的是()。A.以立方米计量,按设计
发生应激性溃疡最常见的部位是( )。A.十二指肠 B.空肠 C.口腔 D
最新回复
(
0
)