For this part, you are allowed 30 minutes to write a short essay on the topi

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问题 For this part, you are allowed 30 minutes to write a short essay on the topic of Stop Issuing Credit Cards to College Students. You should write at least 150 words but no more than 200 words according to the outline given below in Chinese. Write your essay on Answer Sheet 1.
1．大学生刷信用卡消费已成普遍现象；
2．大学生过度使用信用卡可能带来哪些问题；
3．停止向大学生发放信用卡的理由和好处。

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答案 Stop Issuing Credit Cards to College Students
As the symbol of fashion, it is easy to find college students launching out with their credit cards in shopping malls or other places. Many parents show their great concern for the overdraft of their kids’ accounts.
Who can claim that this concern is unnecessary? For one thing, without stable income, college students are perhaps incapable to pay the bill. Their parents usually take the role of expromissors and taste the bitter fruit from their children’s over-consumption. For another, consumption with credit cards does harm to form the correct habit of consumption for the college students. It’s no wonder that some students become moonlight clans.
The reasons for stopping issuing credit cards to college students are simple but clear. Even though college students have been adults, they haven’t a reliable job or income, and then how can they ensure that they have the enough ability to pay off their debts? If banks cease to issue credit cards to college students, not only need parents not worry about a puzzling check arriving at a peaceful breakfast, but also students will make a plain living. Even banks can avoid the risk of bad debts. In sum, the chances are that it is a three-win strategy.

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