首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2024-02-06
29
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Lewis Mandell suggests that we should figure out how to___.
选项
A、carry out financial-literacy education properly
B、manage money in a more efficient way
C、help students score better in money-management courses
D、improve the social awareness of financial education
答案
A
解析
细节题。短文第四段第一句指出We need to figure out how to do this theright way,联系上下文可知this指的就是上文进行金融知识教育。故选A。
转载请注明原文地址:https://tihaiku.com/zcyy/3426627.html
相关试题推荐
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
随机试题
Itwasonceassumedthatalllivingthingscouldbedividedintotwofundame
建筑安装工程费包括()。A.工程保险费B.设备购置费C.基本预备费D.专
我国标准按照效力分为强制性、推荐性标准、企业标准。
某混凝土试块强度值不满足规范要求,但经法定检测单位对混凝土实体强度经过法定检测后
邪壅经络之痉证,如寒邪较甚,舌苔薄白,脉象浮紧,病属刚痉者,其最佳治法是A.熄风
要求在规定的时间内写一篇论说文。要解决这一问题,第一步要找出所要支持的观点;第二
撤销权自债权人知道或者应当知道撤销事由之日起( )行使。A.六个月内 B.一
ETF可以在交易所像买卖股票那样进行交易,也可以作为开放型基金,随时申购与赎回。
A.引起Ⅰ型超敏反应 B.引起Ⅱ型超敏反应 C.引起Ⅲ型超敏反应 D.引起
建设项目环境噪声现状测量无特殊要求时,选择的时段应满足( )。A.声源正常运行
最新回复
(
0
)