首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2024-02-09
21
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Jeroo Billimoria is most likely to agree that commercial and social pressures make one’s purchasing decisions______.
选项
A、difficult
B、acceptable
C、unwise
D、advisable
答案
C
解析
该段第1句表明“商业压力和社会压力”是学生需要学会解决的问题,该段第2句以“买名牌鞋”为例子说明我们常因“商业压力和社会压力”而作出消费决定。而接下来Jeroo Billimoria说的“think differently”表明她认为我们需要改变这种消费思维和习惯,这也就是说,她认为在商业压力和社会压力之下而作出的消费决定是不明智的,需要改变,因此,本题应选C。
转载请注明原文地址:https://tihaiku.com/zcyy/3435428.html
相关试题推荐
[originaltext]Mostdogscanbetaughttotoleratecatsiftheirownersare
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
MyViewonPM2.5CrisisForthispart,youareallowed30minutestowrite
MyViewonGlobalFoodCrisis1.目前全世界面临粮食危机2.简要分析原因3.作为公民,尤其是大学生应该如何做
随机试题
[originaltext]Forthreegroupsofexplorersformedbycollegestudentsand
Forthispart,youareallowed30minutestowriteashortessayonthetopicCh
[originaltext]W:I’vejustgotsomegoodnews.Maryhashadherbaby.M:Oh,re
在110kV及以上的配电装置中,下述哪种条件下可采用多角形接线?()A.出线不
下列关于合同订立的表述,错误的是()。A.当事人订立合同,采取要约、承诺方式
电渣压力焊只适用于竖向钢筋的连接,不能用作水平钢筋和斜筋的连接。
一个社会的长期经济增长,常常受总需求方面的多种因素的影响。( )
国务院某部制定一规章规定,对某一行政违法行为,除可以给单位处以罚款以外,还可以给
以下治疗立克次体引起斑疹伤寒的药物是( )。A.磺胺嘧啶 B.红霉素 C.
在增值税条例执行中,为了体现固定资产进项税抵扣导致技术方案应纳增值税额的降低进而
最新回复
(
0
)