首页
登录
职称英语
When we talk about Americans barely into adulthood who are saddled with unbe
When we talk about Americans barely into adulthood who are saddled with unbe
游客
2024-02-01
16
管理
问题
When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt, the conversation is almost always about student loan debt. But there’s a growing body of evidence suggesting that today’s young adults are also drowning in credit—card debt—and that many of them will take this debt to their graves.
More than 20% overspent their income by more than $ 100 every single month. Since they haven’t built up their credit histories yet, it’s a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
Although many young people blame "socializing" as a barrier to saving money, most of them aren’t knocking back $ 20 drinks in trendy (时尚的) lounges. They’re struggling with much more daily financial demands.
To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn’t sustainable in the long run, and it’s going to put a huge drag on their spending power even after they reach their peak earning years, because they’ll still be paying interest on that bottle of orange juice or box of spaghetti(意式面条)they bought a decade earlier.
A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they’re slower at paying it off. " If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future," warns Lucia Dunn, professor of economics at Ohio State. "If Our findings persist, we may be faced with a financial crisis among elderly people who can’t pay off their credit cards."
Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life, which could have loss implications for the credit card issuing banks." [br] What is said to be the consequence of young adults relying on credit cards to make ends meet?
选项
A、It will place an unnecessary burden on society.
B、It will give them no motivation to work hard.
C、It will exert psychological pressure on them.
D、It will affect their future spending power.
答案
D
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3412003.html
相关试题推荐
WhatmakesAmericansspendnearlyhalftheirfooddollarsonmealsawayfrom
WhatmakesAmericansspendnearlyhalftheirfooddollarsonmealsawayfrom
WhatmakesAmericansspendnearlyhalftheirfooddollarsonmealsawayfrom
InonlytwodecadesAsianAmericanshavebecomethefastest-growingU.S.min
InonlytwodecadesAsianAmericanshavebecomethefastest-growingU.S.min
SomeAmericansarealittlenervousaboutthenation’sfuture,butothersfe
SomeAmericansarealittlenervousaboutthenation’sfuture,butothersfe
SomeAmericansarealittlenervousaboutthenation’sfuture,butothersfe
OlderAmericansareheadingintoandthroughretirementwithaboatload(船的载货
OlderAmericansareheadingintoandthroughretirementwithaboatload(船的载货
随机试题
Thechildrenprefercampinginthemountains______anindooractivity.A、toB、than
Assoonasitwasrevealedthatareporterforprogressivemagazinehaddisc
十二指肠溃疡手术治疗时,可供选择的术式包括()A.选择性迷走神经切断术+幽门
以下信息采方法中属于动态信息的采集方法是:()A.问卷调查法 B.日常积累法
A.单位质量流体具有的机械能 B.单位体积流体具有的机械能 C.单位重量流体
1岁女婴,外阴部红肿、阴道脓性分泌物1周,同时神萎、哭吵不安。可能的诊断为A.霉
A.5s内拉力对物块做功为零 B.4s末物块所受合力大小为4.0N C.物块
下列各项中,农村集体经济审计机构对被审计单位进行监督的事项有( )。A.资金、
下列向发包人进行工期与费用索赔的说法,正确的是( )。A.延期发出施工图纸产生
某基坑支护工程采用土钉墙支护方式,在施工过程质量检测试验时的主要检测试验参数是(
最新回复
(
0
)