Financing for a large construction project was provided by a group of banks. Whe

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问题 Financing for a large construction project was provided by a group of banks. When the money was gone before the project was completed, the banks approved additional loans. Now, with funds used up again and completion still not at hand, the banks refuse to extend further loans, although without those loans, the project is doomed. Which of the following, if true, best explains why the bank’s current reaction is different from their reaction in the previous instance of depletion of funds?

选项 A、The banks have reassessed the income potential of the completed project and have concluded that total income general would be less than total interest due on the old plus the needed new loans.
B、The banks have identified several other projects that offer faster repayment of the principal if loans are approved now to get those projects started.
C、The banks had agreed with the borrowers that the construction loans would be secured by the completed project.
D、The cost overruns were largely due to unforeseeable problems that arose in the most difficult phase of the construction work.
E、The project stimulated the development and refinement of several new construction techniques, which will make it easier and cheaper to carry out similar projects in the future.

答案 A

解析解释主要应抓住对比点或变化点，(A)指出重新评估发现此项目潜在收入小于总成本，因此该项目必为亏损、资不抵债项目，再增加投入只能亏得更多，所以(A)解释了银行现在的反应；(B)易误选，但(B)只指有其他项目能提供更快的本金回收，但银行主要的目标是在收回本金之外追逐更高的利润，而这几个项目利润怎么样不知道；同时段落中并没有讲哪个人的项目本金回报快，就给他贷款，所以(B)不正确。

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