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President Obama spent his first year in office trying to prevent the collapse of big financial firms, and stabilize the national economy. Now, he is taking a more populist approach—focusing on the day-to-day issues that create money woes for many families. He says it is part of an effort to show the administration cares about workers who are struggling to pay their bills or have anxieties about losing their jobs. "We have just come through what was one of the most difficult decades the middle class has ever faced—a decade in which median income fell, and our economy lost about as many jobs as it gained." The president spoke at a meeting Of a White House advisory panel set up to study the problems facing the middle class and to propose solutions. Among the ideas embraced by the administration are steps to cut the costs of child care for working parents, and help them save for retirement.