2. 职称英语
  3. Borrowing to start a business is not easy. Getting a bank loan, particularly

Borrowing to start a business is not easy. Getting a bank loan, particularly

游客2023-09-20  23
问题    Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
   Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prcparcd business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
   However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
   So the most important thing is do your homework before you ask for a loan. [br] By saying "Getting a bank loan... is like going through the eye of a needle", the writer emphasizes______.
选项 A、the ability to borrow from a bank
B、the importance of borrowing money
C、the difficulty of getting a bank loan
D、the start-up of a new small business
答案 C
解析 语义理解题。由关键词“Getting a bank loan…is like going through the eye of a needle”定位到文章第一段。定位段指出，借贷创业并非易事，然后使用了明喻的修辞手法，把借贷比喻成“穿过针眼”。众所周知，针眼非常小，穿过针眼是极为困难的。由此可见，作者把借贷比喻成“穿过针眼”是为了强调从银行借贷的难度非常大，故C)“获得银行贷款的困难”为本题的答案。
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