首页
登录
职称英语
Both the Senate and House health care bills propose incentives to boost corp
Both the Senate and House health care bills propose incentives to boost corp
游客
2023-08-18
58
管理
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment(颁布)of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA. [br] What is regarded as discriminative?
选项
A、Relating the health risk assessment to health coverage.
B、Providing a premium discount to an insured company.
C、Asking employees about their genetics or family history.
D、Requiring employees to complete a health risk assessment.
答案
A
解析
根据第4段可知,《遗传信息无歧视法案》将健康保险中的基因信息歧视视为违法行为。可以对员工进行健康风险评估,但不可以将评估结果作为决定保险项目和保费的依据,由此可见,本题应选A。
转载请注明原文地址:https://tihaiku.com/zcyy/2935878.html
相关试题推荐
[originaltext]Today,I’mgoingtotalkaboutthehealthproblemsrelatedto
Thatalackofwealthalltoooftentranslatesintopoorhealthmayseempai
Thatalackofwealthalltoooftentranslatesintopoorhealthmayseempai
Thatalackofwealthalltoooftentranslatesintopoorhealthmayseempai
Thatalackofwealthalltoooftentranslatesintopoorhealthmayseempai
BoththeSenateandHousehealthcarebillsproposeincentivestoboostcorp
[originaltext]Iamahealthpsychologist,andmyworkistohelppeoplebe
[originaltext]Iamahealthpsychologist,andmyworkistohelppeoplebe
[originaltext]Iamahealthpsychologist,andmyworkistohelppeoplebe
Abouttwoweeksago,theU.S.DepartmentofHealth’sSubstanceAbuseandMe
随机试题
Completethenotesbelow.WriteNOMORETHANTHREEWORDSforeachanswer.Novel:
下面你将听到一段有关保护遗产,促进创造力发展的讲话。[originaltext]在如今这个相互交融的世界,文化无疑拥有改变社会的力量。文化有诸多表现形
下列关于防烟排烟系统排烟防火阀的保养要求说法错误的是()。A.排烟防火阀、远程
在图中,线圈a的电阻为Ra,线圈b的电阻为Rb,两者彼此靠近如图所示,若外加激励
关于酮体代谢的论述,正确的是A、酮体在肝中生成,肝外利用 B、酮体在肝中生成,
乙股份有限公司(简称乙公司)为增值税一般纳税人(该企业购进固定资产相关的增值税额
A.rr1=kλ B. C. D.
患者,男性,3年前行全口修复,使用1年后,一颗人工牙完整脱落,同时发现吃食物费力
在房地产抵押贷款中,应该明确的内容有()。A:最高贷款期限 B:提前还款的规定
(2018年真题)下列企业人力资源计划中,将目标定为优化部门编制和人员结构的是(
最新回复
(
0
)