首页
登录
职称英语
Both the Senate and House health care bills propose incentives to boost corp
Both the Senate and House health care bills propose incentives to boost corp
游客
2023-08-15
25
管理
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment (颁布) of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA. [br] What is regarded as discriminative?
选项
A、Relating the health risk assessment to health coverage.
B、Providing a premium discount to an insured company.
C、Asking employees about their genetics or family history.
D、Requiring employees to complete a health risk assessment.
答案
A
解析
根据第4段可知,《遗传信息无歧视法案》将健康保险中的基因信息歧视视为违法行为。可以对员工进行健康风险评估,但不可以将评估结果作为决定保险项目和保费的依据,由此可见,本题应选A。
转载请注明原文地址:https://tihaiku.com/zcyy/2929477.html
相关试题推荐
[originaltext]W:I’vebeenreadingaboutanewhealthysnackfood.It’smadefr
[originaltext]W:I’vebeenreadingaboutanewhealthysnackfood.It’smadefr
[originaltext]TheWorldHealthOrganizationsaysanincreasingnumberofin
[originaltext]TheWorldHealthOrganizationsaysanincreasingnumberofin
[originaltext]VitaminDhelpsbonesandmusclesgrowstrongandhealthy.
[originaltext]VitaminDhelpsbonesandmusclesgrowstrongandhealthy.
[originaltext]VitaminDhelpsbonesandmusclesgrowstrongandhealthy.
[originaltext]TheWorldHealthOrganizationsays57nationsinSouthernAfr
[originaltext]Cleanairisimportanttogoodhealth.Iftheaircontainsim
[originaltext]Cleanairisimportanttogoodhealth.Iftheaircontainsim
随机试题
Aspeopleage,thebrainchangesinbothgoodwaysandbad. Ifyouareover
红细胞在低渗尿中易发生A.膨胀 B.可存在一定时间 C.溶解 D.皱缩
阅读下列材料: 2011年3月日本大地震期间,一位信息技术教师为了让学生掌握利
关于基金资产估值需要考虑的因素,以下表述错误的是()。 A、我国封闭式基金
根据下列材料回答问题。 F省在全面推行机关效能建设中,设立效能投诉机构,强化行
某班有70%的学生喜欢打羽毛球,75%的学生喜欢打乒乓球,问喜欢打乒乓球的学生中
若企业融资成本为12.88%,则下列项目可行的有()。A:净现值为40000
一般进口货物完税价格,除包括货物的货价外,还应包括的费用是( )A.与进口货物
(2019年真题)下列经营行为中,属于增值税混合销售行为的是( )。A.4S店
患者女,70岁。因右上腹疼痛10年,加剧伴发热5天入院,既往曾因胆囊结石多次住院
最新回复
(
0
)