首页
登录
职称英语
【B1】 [br] 【B7】 [originaltext] Things have changed in your life. Most notably,
【B1】 [br] 【B7】 [originaltext] Things have changed in your life. Most notably,
游客
2023-08-02
77
管理
问题
【B1】 [br] 【B7】
Things have changed in your life. Most notably, you are no longer employed. Perhaps you’ve been laid off from your former workplace. Perhaps you are in the process of starting a business. Perhaps you are staying home to care for a child you’ve recently adopted. You decide to apply for a variety of insurances that will help you to manage the risks inherent in life(health, life, disability). A few weeks after filling out your applications, you receive a reply from the insurance company that goes something like, "Dear So-and-so. Upon review of your application we are sorry to report that we cannot insure you at this time". A rejection? What’s that all about? You call them up and find that they have rejected your application for certain insurances because of your past history of mental illness.
Outrageous, right? Nope. This is more or less how our insurance system works.
The chain of events that has led up to your insurance rejection went something like this. All those years ago when you were in therapy, your diagnosis was sent back to the insurance company that was paying for your therapy. They, in turn, sent it out to an institution known as MIB(short for "Medical Information Bureau", not "Men In Black"). MIB is a not-for-profit data warehouse sponsored by major insurance carriers. MIB’s purpose is to record, retain and share personal medical information collected about you by an insurance company with other insurance companies. As part of the standard process of reviewing your application for insurance coverage, the insurance company called up MIB and took a look at your record. Noting the "mental illness" diagnosis there, they decided that it was not in their interests to offer you insurance because of your previous diagnosis. The reasoning would be something Nike, "This person may very well get depressed again in the future, possibly even depressed enough so that you require treatment or become disabled. We’d have to pay for that treatment. There is, therefore, too much risk involved in insuring this person."
选项
答案
institution
解析
转载请注明原文地址:https://tihaiku.com/zcyy/2891172.html
相关试题推荐
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Goodafternoon.Intoday’slecture,we’llbetalkingaboutho
[originaltext]InAmerica,mostresearchersconcedethatboysandgirlsare
[originaltext]Everyoneissupposedtocheerforgoodguys,andweshouldon
[originaltext]Everyoneissupposedtocheerforgoodguys,andweshouldon
[originaltext]Anewstudyhasfoundapositivecorrelationbetweenhowmuch
[originaltext]Anewstudyhasfoundapositivecorrelationbetweenhowmuch
[originaltext]M:Hi,there!I’vecometoseetheflat.MynameisMarkAdams.W
随机试题
Socialcontrolreferstosocialprocesses,plannedorunplanned,bywhichpe
Whatdoes"it"standforinthefourthline?[br]Whatcanweinferfromthefor
ItispossibleforstudentstoobtainadvanceddegreesinEnglishwhileknow
“不索取和非法收受患者财物;不收受医疗器械、药品、试剂等生产、经营企业或人员以各
乳剂放置时乳滴逐渐聚集在上层或下层的现象() A分层 B絮凝 C转相
A.四环素 B.链霉素 C.氯霉素 D.多西环素 E.米诺环素抑制骨髓造
在综合理财服务中,商业银行需要将( )等两类人员相分离,并定期检查、比较两类人员
X公司为提高事务协调处理效率,促进并完善公司管理,迅速解决需要决策的问题,辅助总
下列关于沥青混凝土接缝的说法,错误的有( )。A.采用热接缝时上、下层的纵缝应
混凝土拌合机的主要性能指标是()。A.工作容量 B.设备功率 C.生产
最新回复
(
0
)