首页
登录
职称英语
【B1】 [br] 【B7】 [originaltext] Things have changed in your life. Most notably,
【B1】 [br] 【B7】 [originaltext] Things have changed in your life. Most notably,
游客
2023-08-02
74
管理
问题
【B1】 [br] 【B7】
Things have changed in your life. Most notably, you are no longer employed. Perhaps you’ve been laid off from your former workplace. Perhaps you are in the process of starting a business. Perhaps you are staying home to care for a child you’ve recently adopted. You decide to apply for a variety of insurances that will help you to manage the risks inherent in life(health, life, disability). A few weeks after filling out your applications, you receive a reply from the insurance company that goes something like, "Dear So-and-so. Upon review of your application we are sorry to report that we cannot insure you at this time". A rejection? What’s that all about? You call them up and find that they have rejected your application for certain insurances because of your past history of mental illness.
Outrageous, right? Nope. This is more or less how our insurance system works.
The chain of events that has led up to your insurance rejection went something like this. All those years ago when you were in therapy, your diagnosis was sent back to the insurance company that was paying for your therapy. They, in turn, sent it out to an institution known as MIB(short for "Medical Information Bureau", not "Men In Black"). MIB is a not-for-profit data warehouse sponsored by major insurance carriers. MIB’s purpose is to record, retain and share personal medical information collected about you by an insurance company with other insurance companies. As part of the standard process of reviewing your application for insurance coverage, the insurance company called up MIB and took a look at your record. Noting the "mental illness" diagnosis there, they decided that it was not in their interests to offer you insurance because of your previous diagnosis. The reasoning would be something Nike, "This person may very well get depressed again in the future, possibly even depressed enough so that you require treatment or become disabled. We’d have to pay for that treatment. There is, therefore, too much risk involved in insuring this person."
选项
答案
institution
解析
转载请注明原文地址:https://tihaiku.com/zcyy/2891172.html
相关试题推荐
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Smartphonesdistractattentionandreducelearningbecauseof
[originaltext]Goodafternoon.Intoday’slecture,we’llbetalkingaboutho
[originaltext]InAmerica,mostresearchersconcedethatboysandgirlsare
[originaltext]Everyoneissupposedtocheerforgoodguys,andweshouldon
[originaltext]Everyoneissupposedtocheerforgoodguys,andweshouldon
[originaltext]Anewstudyhasfoundapositivecorrelationbetweenhowmuch
[originaltext]Anewstudyhasfoundapositivecorrelationbetweenhowmuch
[originaltext]M:Hi,there!I’vecometoseetheflat.MynameisMarkAdams.W
随机试题
SolarPowerThesunis【T1】______.It【T2】______.People【T3】______to【T4】_
GrowingupinasmalltownintheUttarPradeshregionofIndia,RamCharan
CommunityCollegeCommunityColleges,institution
Dr.RablenandDr.OswaldhavejustpublishedastudywhichconcludesthatN
如果闭式泡沬-水喷淋系统仅测试联动控制功能,使用()。A.末端试水装置 B.
牵张训练的禁忌证不包括A.新近的骨折 B.严重的骨质疏松 C.紧张组织和周围
置换取得的资产,其成本按照换出资产的评估价值,减去支付的补价或加上收到的补价,加
在学习“空气”内容时,某教师设计了如下教学目标:“感受人与空气的密切关系,认同空
特别是在市场竞争日趋激烈的情况下,提升服务的()将会是基金销售机构未来的
热拌沥青混凝土路面施工时,应按施工技术规范要求的频率认真作好各种原材料的检验外、
最新回复
(
0
)