2. 职称英语
  3. Barack and Michelle Obama understand the heavy burden of student loan debt.

Barack and Michelle Obama understand the heavy burden of student loan debt.

游客2023-07-08  23
问题     Barack and Michelle Obama understand the heavy burden of student loan debt. The Obamas did not pay off their student loans until Obama’s best-selling books earned them millions of dollars.
    With the cost of a college education【C1】______, more than 60% of students take out loans to fund their undergraduate education. On average, students who borrow graduate with debts of $22,700—a【C2】______of more than 18% from 2000. But some of those with a newly acquired bachelor’s degree are restrained with debts of $40,000 or more. You think this economy’s tough? Try finding a job with the【C3】______of repaying tens of thousands of dollars in debt.
    Now, a new federal program—Income-Based Repayment—is making it【C4】______to pay back these loans. If a student chooses to repay her or his loan with this plan, payments are then readjusted—based on their income to something they can【C5】______afford. All debt will be forgiven after 25 years. A graduate who earns less than 150% of the【C6】______line won’t have to make any payments. This is in addition to the year-old Public Service Loan Forgiveness program for those【C7】______in jobs such as law enforcement, public health and social work. Their loans will be forgiven after 10 years.
    This【C8】______isn’t perfect; the loans have to be federal loans, not【C9】______. But students with more than one federal student loan can combine them under the program. In some cases, borrowers with large debt and low-to-moderate incomes may benefit at the end of 25 years, with the【C10】______of their debt forgiven. Others with higher incomes, though, will pay more.
A)earning B)state C)rising D)jump
E)pressure F)initiative G)poverty I)balance
J)raising K)private L)barely M)easier
N)working O)reasonably H)public [br] 【C8】
选项
答案 F
解析 此处应为名词。句首的This指代Income-Based Repayment这个计划，根据上文可知该计划属于一种“新计划”(第3段第1句中a new federal program)，类似“首创的东西”，initiative最符合文意。
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