首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-07-05
44
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] The financial-literacy education is intended to_____.
选项
A、increase Americans’ awareness of the financial crisis
B、renew Americans’ enthusiasm about money-management
C、enable Americans to manage money wisely
D、help Americans to overcome the financial crisis
答案
C
解析
推断题。短文第一段提出…Americans aren’t so good at money-managem—ent…即美国人不善于理财,接着在第二段指出In response,supporters of financial-literacyeducation are moving with renewed enthusiasm.即针对这种情况。金融知识教育的支持者们以新的热情采取了行动。由此可推断,金融知识教育的目的就是帮助美国人理财。故选C。
转载请注明原文地址:https://tihaiku.com/zcyy/2810358.html
相关试题推荐
SupposeyouwereLiMing.Youwanttoapplyforajobasapersonalsecretaryto
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Globalwarmingmayornotbethegreatenvironmentalcrisisofthe21stcent
Globalwarmingmayornotbethegreatenvironmentalcrisisofthe21stcent
随机试题
MississippiisatypicalAmericansouthernstate.[br][originaltext]Nostatee
Thereekofthetwintowers’rabblestillpermeatedLowerManhattanwhenYaros
[originaltext]M:Hi,I’mfromtheStudents’Union.We’redoingasurveyofstud
[originaltext]M:Didyoufeellikeyouneedmorehoursfromtheday?Well,Good
Testinghasreplacedteachinginmostpublicschools.Myownchildren’sscho
血栓性浅静脉炎的发病原因是()A.寒湿之邪外侵 B.湿热之邪外侵 C.外感风
论语派的主要人物是()A.林语堂 B.陶亢德 C.徐訏 D.老舍
大中型建设工程项目立项批准后,在工程开工前,按照有关规定申请领取施工许可证的单位
ORS(口服补液盐)液的成分中电解质含量最多的是A.氯化钠 B.氯化钾 C.
2007年12月12日,美国默克制药公司宣布,主动在全球召回约100万支可能受到
最新回复
(
0
)