首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-07-05
34
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Jeroo Billimoria is most likely to agree that commercial and social pressures make one’ s purchasing decisions_____.
选项
A、difficult
B、advisable
C、acceptable
D、unwise
答案
D
解析
细节题。根据短文最后一段开头…the commercial and social pressures thataffect purchasing decisions.Why exactly do you want those expensive brand—name shoesso badly…可知商业和社会压力影响消费决定,导致不明智消费。故答案为D。
转载请注明原文地址:https://tihaiku.com/zcyy/2811372.html
相关试题推荐
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
随机试题
[originaltext]Friend:OK,sowhathappenedwhenyougottotheairport?Pauline
Inthe1960s,medicalresearchersThomasHolmesandRichardRahedevelopeda
Asapopularformofleisureandentertainment,traveliswhatmanypeoplelo
参与participation
()不属于新型负债业务A.结构性存款 B.大额可转让定期存单 C.出售
老王今年61岁,去年刚刚从企业退下来,目前对社区的生活很不习惯,经常与其他老年人
人生有一个“90/10法则”,简要的说就是:生活的10%是由发生在你身上的事情组
投资者将期货作为资产配置的组成部分,借助期货能够()。A.为其他资产进行风险对
根据《药品经营质量管理规范》,关于药店零售中药饮片的说法,错误的是A.中药饮片调
关于内生殖器解剖正确的是( )。A.阴道穹隆四部中前穹隆最深 B.站立时直肠
最新回复
(
0
)