首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-07-05
42
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] According to the author, the National Financial Capability Challenge_____.
选项
A、is expected to be rewarding
B、has proved to be well-received
C、has proved to be untrustworthy
D、is expected to be ineffective
答案
D
解析
细节题。短文第三段第一句指出Students…will receive certificates——butchances for long-term benefits are slim.即作者认为the National Financial CapabilityChallenge给学生带来的长远利益很少。故选D。
转载请注明原文地址:https://tihaiku.com/zcyy/2811369.html
相关试题推荐
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
Therewasatimewhenanypersonalinformationthatwasgatheredaboutuswa
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
随机试题
[originaltext]W:Wow,(1)Kevin,youlookamazing!Whatanicesuit!Isitnew?M
组织中的领导者通过控制信息的流通和解释来影响他人,这属于组织权力来源中的()A.
20×7年12月2日,甲公司销售商品给乙公司,开出的增值税专用发票上标明的售价为
人力资本投资报酬递减的原因不包括()A:受教育年限延长 B:边际教育成本
风险预警程序包括()。A.信用信息的收集和传递 B.风险识别 C.风险分析
在工作上,理财师应当集中时间精力去完成重要艰巨的工作,即把100%的时间放在最重
下列直观方式中,属于模象直观的有()A.图片 B.演示实验 C.图表 D
心与脾的功能失调,最易影响A.心神的潜藏 B.精血的互化 C.血液的生成
投资项目社会评价的目的在宏观层面上不包括()。A.制订一个能够切实完成项目目标
热塑性塑料中,具有极高的透明度,透光率可达90%以上,电绝缘性能好,刚性好及耐化
最新回复
(
0
)