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When interest rates rise, borrowers of______may suffer from financial hardship.
When interest rates rise, borrowers of______may suffer from financial hardship.
游客
2025-06-20
11
管理
问题
When interest rates rise, borrowers of______may suffer from financial hardship. As a result, borrowers tend to prefer______.
选项
A、insured mortgages…conventional mortgages
B、ARMs... fixed-rate mortgages
C、zero down payment mortgages…amortized mortgages
D、fixed-rate mortgages... ARMs
答案
B
解析
答案为B项。insured mortgage“已保险抵押贷款”。conventional mortgage“传统抵押贷款”。adiustable—rate mortgage,ARM“可调利率抵押贷款”。fixed—rate mortgage“固定利率抵押贷款”。zero downpayment mortgage“零首付抵押贷款”。amortized mortgage“分期偿还的抵押贷款”。当利率上升时,可调利率抵押贷款的借款人可能会因为利率的上升使自己的负担加重。因此,借款人更乐于接受固定利率抵押贷款。故本题选B项。
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