首页
登录
职称英语
Providing for a payment mechanism or the transfer of funds is one of the imp
Providing for a payment mechanism or the transfer of funds is one of the imp
游客
2025-06-19
17
管理
问题
Providing for a payment mechanism or the transfer of funds is one of the important functions performed by commercial banks, and it is increasing in importance as greater reliance is placing on the use of checks and credit cards. The increasing efficiency with which funds are managed is indicated by the gradual decline in money holdings relative to the gross national product over the years, despite the increase in the number of financial transactions. In recent years the only kind of money that has increased relative to national income is coin, primarily because of the growth of metering and vending machines. As we can see, at present check deposits are assuming a larger portion of the transaction load, and they are, being used more, efficiently.
Most of the checks in the nation are cleared through the commercial banking system. Checks drawn on and deposited in the same bank merely transfer funds from one counter to another. If only two banks are involved in the same town, there is a direct exchange of checks. When several banks are involved within the same city, a clearing hours arrangement is usually employed. The process becomes a bit more complicated and time-consuming.
Banks have employed computers and other sophisticated equipment to speed the clearing process, reduce costs, and improve accuracy. In recent years considerable thought and research have been given to what has become known as checkless banking. This would activate computers in banks throughout the nation and thus transfer funds from the purchaser’ s account, make deposits and loan repayments, and transfer funds between a depositor’ s accounts, make deposits and loan repayments, and transfer funds between a depositor’ s savings and checking accounts. [br] According to the passage,______can eliminate bank checks and the subsequent work.
选项
A、credit cards
B、some sophisticated equipment
C、computers
D、a device of electronic transfer of funds
答案
C
解析
文章最后一段提到Banks have employed computers…and improve accuracy.银行购买了计算机和一些高端设备来提高业务效率,降低成本。由此可知,销户和一些其他的后续工作都是由计算机来完成的。
转载请注明原文地址:https://tihaiku.com/zcyy/4125622.html
相关试题推荐
Providingforapaymentmechanismorthetransferoffundsisoneoftheimp
Providingforapaymentmechanismorthetransferoffundsisoneoftheimp
Whichofthefollowingtermsofpaymenthastheleastcountryrisk?A、Revocabled
Inserviceslikefundtransfer,clearing,trustandfactoring,banksactasagen
Whichofthefollowingpaymenttermseliminatestheexchangerisk,assumingthe
Providingforapaymentmechanismorthetransferoffundsisoneoftheimp
Providingforapaymentmechanismorthetransferoffundsisoneoftheimp
Providingforapaymentmechanismorthetransferoffundsisoneoftheimp
Whichofthefollowingpaymenttermseliminatestheexchangerisk,assumingthe
Describetheproceduresofsettlementbypaymentcreditaccordingtothenumbers
随机试题
Aslateas1891aspeakerassuredhisaudiencethatsinceprofitablefarmingwas
Ihavereceivedane-cardforChristmasfrommybrothertowhomIhavejustfini
[originaltext]W:Iabsolutelylovewhatyou’rewearingtoday.Seriously,itlooks
[originaltext]Theroleofhomeworkinclassroomsisnotanewdebate.Many
王先生,55岁。进食后2小时突然感觉上腹剧烈疼痛,自服止痛剂后略缓解,未到医院就
女性,24岁,妊娠5个月,B超检查发现胎儿神经管未闭合。其居住在山西农村,饮食以
下列哪项不是血液分析仪检测红细胞的参数()A.HGB B.RDW C.MPV
赵先生的法定继承人是()。 A.冯女士 B.赵金 C.冯女士、赵金
根据《国家电网公司变电运维管理规定》,运行断路器切换母线隔离开关应“先合、后拉”
2011年甲省高新技术产业人均创造产值约为多少万元?A.40 B.
最新回复
(
0
)