首页
登录
职称英语
Capital is at the top of any bank supervisor’ s list. The most basic form of
Capital is at the top of any bank supervisor’ s list. The most basic form of
游客
2025-06-19
15
管理
问题
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder’ s financial interest or net worth. Equity capital serves several purposes : it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the shareholders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’ s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile , uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’ s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’ s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’ s operations. [br] What’ s the subject of the passage?
选项
A、Capital
B、Restrictions on banks’ operations
C、Supervision
D、Capital adequacy
答案
D
解析
文章主要在讲资本充足率。
转载请注明原文地址:https://tihaiku.com/zcyy/4125614.html
相关试题推荐
ThefollowingarethreepillarsofTheNewBasselCapitalAccordexcept______.A、
Capitalassetpricingtheoryassertsthatportfolioreturnsarebestexplainedb
Underafixedexchangeratesystemandfreelyflowingcapital,______.A、fiscalpo
Repaymentofaborrowingforworkingcapitalpurposesusuallycomesfrom______.A
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
Whereasthemoneymarketsprovideveryshort-termloans,thecapitalmarket
Themainliabilityonabankbalancesheetis______.A、depositsB、capitalandre
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
随机试题
•YouwillheararadiointerviewwitharepresentativeoftheNewZealandKiwiF
______ifIhadattendedyourhomepartyyesterdaywithoutinformingyoubeforeh
Whydoyoualwaysargue______yourbrother?Can’tyouagree______anything?A、with:
DespicableCharactersAreNewHeroesA)InfilmsandTVshows
Anadultgiraffe’sheadisaboutsixfeetaboveitsheart.Thismeansthatto【C
X线显示椎体边缘破坏,椎间隙变窄:A.腰椎结核 B.腰椎骨折 C.腰椎
森林里的饼屋 森林里有一间饼屋,小猫正忙着做薄饼。搅一搅,拌一拌,咕噜咕噜,啪
根据客户的风险偏好,可以把客户划分为( )。 Ⅰ.风险厌恶型 Ⅱ.风险规避
中国革命的中心问题,也是新民主主义革命理论的核心问题是A.分清敌友 B.无产阶
A.不处理 B.少量多次磨除 C.干髓术 D.根管治疗术 E.根尖诱导成
最新回复
(
0
)