首页
登录
职称英语
Capital is at the top of any bank supervisor’s list. The most basic form of
Capital is at the top of any bank supervisor’s list. The most basic form of
游客
2025-06-20
16
管理
问题
Capital is at the top of any bank supervisor’s list. The most basic form of capital is equity capital, which is the shareholder’s financial interest or net worth. Equity capital serves several purposes: it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the share-holders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile, uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’s operations. [br] Which of the following is implied in the passage?
选项
A、A very important purpose of bank-supervision is to provide adequate capital for their operation.
B、A very important purpose of bank-supervision is to ensure banks to operate with adequate capital.
C、A very important purpose of bank-supervision is to put additional restrictions on the banks’ operations.
D、A very important purpose of bank-supervision is to concentrate on risks.
答案
B
解析
通读全文,可推知这段文章所隐含的意思是银行监管的目的在于保证资本的充足率。
转载请注明原文地址:https://tihaiku.com/zcyy/4126108.html
相关试题推荐
Commonstockispaidincapital,whichisregardedasthepermanentcapitaloft
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
Whereasthemoneymarketsprovideveryshort-termloans,thecapitalmarket
Whereasthemoneymarketsprovideveryshort-termloans,thecapitalmarket
Whereasthemoneymarketsprovideveryshort-termloans,thecapitalmarket
Themainliabilityonabankbalancesheetis______.A、depositsB、capitalandre
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
Capitalisatthetopofanybanksupervisor’slist.Themostbasicformof
Commonstockispaidincapital,whichisregardedasthepermanentcapitaloft
随机试题
•ReadthistextabouttheBehavioralInterviewingProcess.•Choosethebestsent
Fashionispartlyasearchfornewlanguagetodiscredittheold,awayinwhich
HongKonghastakenoverfromTokyoastheworld’smostexpensivecity,acco
围棋(Go)是一种策略性棋盘(board)游戏。起源于古代中国,是世界上最古老的棋盘游戏之一。尽管其规则相对简单,但却富于策略与变化。因此,它是一项既朴
[originaltext]Ifyouarelostinthemountain,staycalminthefaceofdar
(2018年真题)根据《商业银行合规风险管理指引》,内部审计部门应负责商业银行各
后马托品A.晕动病B.溃疡病C.青光眼D.检查眼底E.检查眼屈光度
根据《水电工程验收管理办法》(2015年修订版),负责水电工程验收监督管理工作的
交感神经兴奋时可引起A.瞳孔缩小 B.逼尿肌收缩 C.消化道括约肌舒张 D
最新回复
(
0
)