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As the economy weakens, banks are increasingly squeezing customers who overdraw

游客2025-06-15  38
问题 As the economy weakens, banks are increasingly squeezing customers who overdraw their bank accounts. Bank of America and Washington Mutual have jacked up their overdraft fees and made it easier for customers to be hit with multiple penalties The changes come as banks grapple with growing tosses from bad mortgage loans. Overdraft fees have increasingly become a source of profits Banks and credit unions collect about $ 17.5 billion in overdraft fees per year, the Center for (Responsible Lending says. Checking-account customers are "easy picking" for fees, says Jean Ann Fox of the Consumer Federation of America, because banks typically can take any money owed out of a customer s next deposit.
In April, ’Washington Mutual raised its overdraft fee in most states to $ 34 from $ 32. Also this year, the bank increased the number of times a day that a customer can be hit with this fee, from five to seven ’Washington Mutual spokesman Gary Kishner says the bank raises fees partly due to " competitive factors". This year, (Bank of America raised the fee charged on the first day a customer overdraws to $ 25 from $ 20. The bank also raised the number of times a customer can be hit with this fees per day to seven from five. And it’s told customers that most signature debit-card transactions will reduce their balances that same day and be subject to fees if there isn’t enough money in the account. (Before, consumers often avoided this fee if they deposited money before a purchase cleared
Bank of America spokeswoman (Diane Wagner says the bank adjusts fees to "establish more uniform pricing for our national franchise". [br] Which of the following sentences is NOT true according to the article?
选项 A、Banks and credit unions of America have make profits by collecting overdraft fees from customers.
B、The customers of Bank of America could have been hit with overdraft fee for five times at most one year ago.
C、The Bank of America will probably take more similar measures to fight against the weak economy.
D、As the new policy required, the customer will be charged for $ 20.00 on the first day if over-drafting from Bank of America this year.
答案 D
解析 这种正确选项在最后的选择题做起来花费的时间比较长，所以在分析前三项的时候要确保准确，避免反复读题、重复判断而浪费时间。
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