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  3. An allowance (零花钱) is an important tool for teaching kids how to budget, sav

An allowance (零花钱) is an important tool for teaching kids how to budget, sav

游客2025-03-18  54
问题     An allowance (零花钱) is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
    How large an allowance is appropriate? Experts say there is not a right amount. Actual amounts differ from region to region, and from family to family.
    To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks (快餐). Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these bills," says Josephine Swanson, a consumer specialist, "he or she will learn to budget for necessary expenditures. "
    Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
    It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $ 5 a week, $ 1. 75 of which was for bus fare and lunch. "If you lose your money," Brooke’s mother told her, "you walk home. "
    One week the girl spend all her allowance in a candy store; then she called home for a ride. "Mom made me walk home," recalls Stephens, now a financial planner in Brooklyn. "At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
    Experts advise that an allowance should not be tied directly to child’s daily chores (家庭杂务). Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, that can develop his or her initiative. [br] The author implies in the passage that______.
选项 A、paying children for their housework is no good
B、a child’s initiative can be developed if he or she is paid for all the housework
C、children may feel lost and lonely if they have no pocket money
D、children may learn to put aside some money if they are given a great amount of pocket money
答案 A
解析 本题问作者在文章中暗示了什么。文章最后一段指出，专家建议，不应该将零花钱与孩子做日常家务直接挂钩。孩子做家务不是因为做家务可以得到报酬，而是作为家庭成员，他们应该尽义务。不过，如果孩子做了一些额外的家务活的话，不妨给孩子一点报酬以鼓励他／她的积极性。因此，本题的正确答案应是A“孩子做家务就给报酬没有益处”。
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