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  3. An allowance (零花钱) is an important tool for teaching kids how to budget, sav

An allowance (零花钱) is an important tool for teaching kids how to budget, sav

游客2025-03-18  2
问题     An allowance (零花钱) is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
    How large an allowance is appropriate? Experts say there is not a right amount. Actual amounts differ from region to region, and from family to family.
    To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks (快餐). Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these bills," says Josephine Swanson, a consumer specialist, "he or she will learn to budget for necessary expenditures. "
    Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
    It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $ 5 a week, $ 1. 75 of which was for bus fare and lunch. "If you lose your money," Brooke’s mother told her, "you walk home. "
    One week the girl spend all her allowance in a candy store; then she called home for a ride. "Mom made me walk home," recalls Stephens, now a financial planner in Brooklyn. "At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
    Experts advise that an allowance should not be tied directly to child’s daily chores (家庭杂务). Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, that can develop his or her initiative. [br] What does the passage mainly discuss?
选项 A、How to develop a child’s initiative.
B、How to work up an amount of pocket money.
C、How to teach a child to save money.
D、How to teach a child about money.
答案 D
解析 本题问本文的主题是什么。文章第一段就指出了全文的主题，零花钱对于教育孩子如何进行预算、积蓄和决定用钱很重要。孩子们通常会从错误中吸取教训并记忆牢固，尤其在他们丢了钱或愚蠢地花了钱以后。因此，本题的正确答案应是D“怎样教育孩子使用零用钱”。
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