首页
登录
职称英语
[originaltext]W: Good morning, everybody. (1) Today, we are pleased to have inv
[originaltext]W: Good morning, everybody. (1) Today, we are pleased to have inv
游客
2024-11-14
30
管理
问题
W: Good morning, everybody. (1) Today, we are pleased to have invited Mikey Rox, an award-winning journalist and personal finance expert to give us some suggestions on the do’s and don’ts of lending money to family. Welcome, Mikey.
M: Thank you. I’m very happy to meet you all.
W: Mikey, we know that loaning money to family is one of life’s greatest dilemmas. On the one hand, we want to help somebody we care for when they’re in a financial bind. On the other hand, we know it probably won’t go off without a hitch. So, how do I know when I should and shouldn’t help?
M: Well, first, you should carefully consider who you’re helping.
W: (2-1) Then what kind of person should I help?
M: (2-2) If it’s your brother who’s in need of a quick loan, and you know he’ll pay you back on time with interest, your decision to lend money is a no-brainer. But if it’s your deadbeat cousin Steven who has never had two nickels to rub together, but always somehow has a pocketful of cash to buy rounds of shots for his lady friends at the bar because he wants to look like a bailer, you should probably sleep on it.
W: Which means...
M: (3) When there’s not a snowball’s chance in hell that you’ll see your money again, resolve to help without the expectation of being paid back, or just say no.
W: But is it OK to say no to the family members who ask for help?
M: Don’t be afraid to say no. This is the second advice. Because you’re under no obligation to give anyone—besides the government and your own creditors, of course—a dime of your hard-earned money. If you don’t feel comfortable lending money to a family member, just say no. They’ll get over it. Or they won’t, and you’ll be better off for it. But if you have the disposable income to offer a loan without feeling the pinch, then OK.
W: What if the person really deserves my help, but I cannot afford it from my own disposable income? Should I dip into my own savings?
M: No, I’m afraid. You should only lend what you can afford without compromising your own financial situation. Your savings are just that—savings for emergencies, a new investment, or, frankly, whatever you want. That’s money that you’ve worked hard to build up, and you shouldn’t let anyone take away from that. (4) The best thing you could do is to politely explain the situation, and close the case.
W: What about co-signing for loans?
M: No. (5) Never co-sign for a loan. Lending cash is one thing, but co-signing for loans is a whole other ball game, and you absolutely don’t want any part of it. It is almost guaranteed to be a disaster.
If that discussion is on the table, swiftly shut it down. You’re not the person for the job.
This is the end of Part One of the interview. Questions 1 to 5 are based on what you have just heard.
1. What is the topic of the interview?
2. According to Mikey, what kind of person can you lend money to?
3. According to Mikey, what should you do when there is no chance you will get your money back?
4. According to Mikey, what is the best thing you could do if you cannot afford the money?
5. According to Mikey, what should NOT be done when lending money to someone?
选项
A、Add the borrower to your credit cards.
B、Dip into your own savings.
C、Work hard to earn more money.
D、Politely explain the situation and close the case.
答案
D
解析
句(4)中米奇提到,当你想要帮助别人,但是没有那么多钱时,你最好礼貌地解释当前情况,然后结束这件事。因此答案为[D]。
转载请注明原文地址:https://tihaiku.com/zcyy/3845010.html
相关试题推荐
[originaltext]W:Welcometoourshow.Haveyouheardthesayingthatdrivingis
[originaltext]W:Welcometoourshow.Haveyouheardthesayingthatdrivingis
[originaltext]W:TheymeantthatMcPaperlookedgood,butthenewsandarticles
[originaltext]W:TheymeantthatMcPaperlookedgood,butthenewsandarticles
[originaltext]W:TheymeantthatMcPaperlookedgood,butthenewsandarticles
[originaltext]W:(1)WelcometoournightshowBooksofWisdom.Today,weareg
[originaltext]W:(1)WelcometoournightshowBooksofWisdom.Today,weareg
[originaltext]W:(1)WelcometoournightshowBooksofWisdom.Today,weareg
[originaltext]M:Youknowwhat,Ihavehereanexampleofacomplaintletter.T
[originaltext]M:Youknowwhat,Ihavehereanexampleofacomplaintletter.T
随机试题
Directions:Forthispart,youareallowedthirtyminutestowriteacomposition
旅客从北京到上海的位移要求,可以由高速公路客运或高铁或航空运输来实现,说明北京到
下列有关需求价格弹性概念的表述中,正确的是()。A.价格的变动量除以需求的变动
下列不属于人际传播的有A.自我传播 B.报告会 C.小组讨论 D.公众传播
A.牙冠上六个面相交形成 B.牙冠上五个面相交形成 C.牙冠上四个面相交形成
他物权中的()是指在他人所有之物上在一定范围内进行使用并获取收益的权利。A:用益
随着居民家庭收入不断增加,家庭收人中用来购买食物的支出的比重会上升。()
下列选项中,属于组织结构调查内容的有()。A.工作岗位说明书 B.组织体系图
患者,女,18岁,釉质半透明度有轻度改变,可见少量白色斑纹,怀疑为氟牙症。按照D
机动车维修合同的内容包括()。 A.承揽工作成果的数量和质量 B.承揽的报酬
最新回复
(
0
)