首页
登录
职称英语
Each year, more US properties within floodplains are destroyed by flooding t
Each year, more US properties within floodplains are destroyed by flooding t
游客
2024-10-09
0
管理
问题
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the US Government through the National Flood Insurance Program, is available through Homesite Insurance and the Home-site Insurance Agency. The National Flood Insurance Program(NF1P)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a " Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the US government, your rate is the same from any insurer. [br] Which of the following statements is CORRECT?
选项
A、Most floods qualify for federal disaster aid.
B、Every Hood qualifies for federal disaster aid.
C、Most floods don’t qualify for federal disaster aid.
D、No floods qualify for federal disaster aid.
答案
C
解析
细节题。从文章第三段“Most floods don’t qualify for federal disaster aid.”可知正确答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3794408.html
相关试题推荐
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
Iftheheavyrainhad______withanextremehightide,severefloodingwouldhave
Evenfromwithinprison,hisqualitiesofleadership______hisfollowers.A、aspire
Thereshouldberoomforprogramsofworldnewswithinchildren’s______.A、rang
TheSenatebillaimsto______withinthenextsevenyears.[originaltext]O
MostChinesepeoplewenttoworkbybikewithinliving______.A、mindB、knowledge
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
Thereductionof______UNpeace-keepingtroopswithin3monthsfromRwandaisa
Thereductionof______UNpeace-keepingtroopswithin3monthsfromRwandaisa
随机试题
Thekeytoagoodinterviewisthroughpreparation.Ifyouhavepreparedyou
Duringrecentyearswehaveheardmuchabout"race":howthisracedoescert
Thispassagegivesussome______.[br]Inthefirstexample,thesubjectisprob
下面哪项不是自动跟踪定位射流灭火系统的常见故障?()A.消防控制室远程手动操作
患者,女,18岁。过食生冷后腹泻,腹痛肠鸣,大便恶臭,泻后痛减,伴有未消化食物,
A.收敛止血,活血祛瘀B.收敛止血,止痢杀虫C.收敛止血,消肿生肌D.凉血止血,
下列哪项是麝香抗心绞痛作用的机制A.增强心肌收缩力 B.扩张外周血管,降低
关于人的大脑,下列说法正确的是:A.脑细胞可通过细胞分裂很快增殖 B.人类右侧
(2017年真题)水泥熟料中掺入活性混合材料,可以改善水泥性能,常用的非活性材料
女,68岁,反复咳嗽咳痰20年,气喘10年,加重伴下肢水肿一周入院,高血压病史1
最新回复
(
0
)