首页
登录
职称英语
Each year, more US properties within floodplains are destroyed by flooding t
Each year, more US properties within floodplains are destroyed by flooding t
游客
2024-10-09
0
管理
问题
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the US Government through the National Flood Insurance Program, is available through Homesite Insurance and the Home-site Insurance Agency. The National Flood Insurance Program(NF1P)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a " Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the US government, your rate is the same from any insurer. [br] Which of the following is NOT the reason for the frequent flood according to the passage?
选项
A、Changing weather patterns.
B、Increased urban development.
C、The jerry-built projects.
D、The leveling of forests.
答案
C
解析
细节题。从文章第一段中“Changing weather patterns([A]),increased urban development([B]),and the leveling of forests([D])have reduced the land’s natural ability to absorb water.”可以得出正确答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3794406.html
相关试题推荐
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
Evenfromwithinprison,hisqualitiesofleadership______hisfollowers.A、aspire
Thereshouldberoomforprogramsofworldnewswithinchildren’s______.A、rang
TheSenatebillaimsto______withinthenextsevenyears.[originaltext]O
MostChinesepeoplewenttoworkbybikewithinliving______.A、mindB、knowledge
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
Thereductionof______UNpeace-keepingtroopswithin3monthsfromRwandaisa
随机试题
[originaltext]M:Hi,I’mfromtheStudents’Union.We’redoingasurveyofstud
What’sthemainfindingoftheresearch?[originaltext]Fromartificiallightsto
Itistakenasagreatcontributionmadeby______thatlanguagesintheworldare
准确觉察他人的内在世界并恰当的表达出自己对对方情绪与意图的感受、理解与尊重的技术
《安全生产法》规定:生产经营单位采用(),必须了解、掌握其安全技术特性,采取有
商业银行的操作风险是可以避免的。
A. B. C. D.
网络已经渗透到生活的方方面面,语言文字正在从精英创造时代进入大众智慧时代。近日,
有一泡沫塑料厂房,地上3层,首层为印花工段,二层为成型工段,三层为发泡车间,每层
根据《建设工程工程量清单计价规范》GB50500-2013的规定,关于招标控制
最新回复
(
0
)