首页
登录
职称英语
How to Save Money1. Spend money on【T1】______ firstYour first【T2】______: fo
How to Save Money1. Spend money on【T1】______ firstYour first【T2】______: fo
游客
2024-09-13
28
管理
问题
How to Save Money
1. Spend money on【T1】______ first
Your first【T2】______: food, water, housing & clothing
Don’t splurge on necessities
Food: cutting down on【T3】______
Housing: moving to an area with【T4】______
2. Save for an【T5】______
The benefits of having enough money in a【T6】______
Giving you peace of mind when faced with【T7】______
Earning you money in the long run 3. Put away money
Put【T8】______ in a savings account
Normal savings are available for【T9】______
Avoid spending your savings
Save at least【T10】______ of your income [br] 【T6】
How to Save Money
Saving money is one of those tasks easier said than done—everyone knows it’s smart to save money in the long run, but many of us still have difficulty doing it. Today’s lecture will provide you with a clue to money saving.
[1]First, always spend money on absolute essentials first. When it comes to spending money, there are some things that you absolutely, positively cannot do without. [2]These things, namely, food, water, housing, and clothing, are your first priority when it comes to spending your cash.
However, just because things like food, water, and shelter are important doesn’t necessarily mean that you have to splurge on them. [3]or instance, cutting down on the amount that you go out to eat is one easy way to drastically reduce your food expenses. [4]Along the same lines, moving to an area with cheap rent is a great way to spend less on housing.
[5]Next, save for an emergency fund. If you don’t already have an emergency fund with enough money in it so that you can survive if you suddenly lose your income, begin contributing to one immediately. [6]Having a reasonable amount of money stockpiled in a secure savings account gives you the freedom to comfortably sort out your affairs in the event that you lose your job. After you cover your essentials, you’ll want to devote a chunk of your income to building up this savings account until you have enough saved to cover about 3-6 months of living expenses.
[7]Besides giving you the peace of mind of knowing that you’ll be OK in the event of career difficulties, having an emergency fund can also earn you money in the long run. If you lose your job and you don’t have an emergency fund, you may be forced to take the very first job you’re offered, even if it doesn’t pay well. On the other hand, if you can survive without working for a while, you can afford to be much pickier and potentially land a better-paying job.
In addition, put away money next. If you’ve established an emergency fund and paid off all (or nearly all) of your debt, [8]you’ll probably want to start putting your extra money in a savings account.
The money you save this way is different from your emergency fund—whereas you’ll want to avoid dipping into your emergency fund unless you absolutely have to, [9]your normal savings are available for big, important purchases, like repairs to the car you use to drive to work. However, in general, you’ll want to avoid using your savings so that, over time, your total savings grow. [10]If you can, try to devote at least 10-15% of your monthly income to your savings starting in your 20s—most experts agree that this is a healthy goal.
There’s more to saving than simply spending less money, although this alone can be challenging. Most people can save something regardless of their income. Start to save a little each day.
选项
答案
secure savings account
解析
本题考查对细节的理解分析能力。本段的首句为中心句,意思是要存一笔应急资金(save an emergency fund),接着阐述在安全储蓄账户里存一笔合理数量的钱的好处,那么安全储蓄账户的这笔钱即为应急资金,故本题填入secure savings account。
转载请注明原文地址:https://tihaiku.com/zcyy/3756556.html
相关试题推荐
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
随机试题
Herearethethreemostcommonmistakeslanguagelearnersmake—andhowtoco
Theyear2005isthemidpointofadecadethatspansthreeunique,important
[originaltext]M:DoyouwanttogotothecinemawithusonSaturday?W:Thanks
他们的民歌优美动听,被广泛传唱。Theirfolksongssoundbeautifulandarewidelysung.
[originaltext]InonlytwodecadesAsianAmericanshavebecomethefastestgr
周邦彦的词以知音律、备法度和风格醇雅著称,以其为代表的词派是()A.稼轩词派
A.基托应覆盖至磨牙后垫的前缘 B.基托呈凹形 C.基托可稍薄 D.基托可
某病人因医生开药少而且便宜,所以对医生有意见,诊治医生在对病人作解释时,以下哪一
办理储蓄业务,应当遵循的原则有()。A.存款自愿 B.存款有息 C.取款自
50岁,女性,患心绞痛2年余,因情绪激动突然发作比以前严重的胸痛,疑为急性心肌梗
最新回复
(
0
)