首页
登录
职称英语
How to Save Money1. Spend money on【T1】______ firstYour first【T2】______: fo
How to Save Money1. Spend money on【T1】______ firstYour first【T2】______: fo
游客
2024-09-13
16
管理
问题
How to Save Money
1. Spend money on【T1】______ first
Your first【T2】______: food, water, housing & clothing
Don’t splurge on necessities
Food: cutting down on【T3】______
Housing: moving to an area with【T4】______
2. Save for an【T5】______
The benefits of having enough money in a【T6】______
Giving you peace of mind when faced with【T7】______
Earning you money in the long run 3. Put away money
Put【T8】______ in a savings account
Normal savings are available for【T9】______
Avoid spending your savings
Save at least【T10】______ of your income [br] 【T5】
How to Save Money
Saving money is one of those tasks easier said than done—everyone knows it’s smart to save money in the long run, but many of us still have difficulty doing it. Today’s lecture will provide you with a clue to money saving.
[1]First, always spend money on absolute essentials first. When it comes to spending money, there are some things that you absolutely, positively cannot do without. [2]These things, namely, food, water, housing, and clothing, are your first priority when it comes to spending your cash.
However, just because things like food, water, and shelter are important doesn’t necessarily mean that you have to splurge on them. [3]or instance, cutting down on the amount that you go out to eat is one easy way to drastically reduce your food expenses. [4]Along the same lines, moving to an area with cheap rent is a great way to spend less on housing.
[5]Next, save for an emergency fund. If you don’t already have an emergency fund with enough money in it so that you can survive if you suddenly lose your income, begin contributing to one immediately. [6]Having a reasonable amount of money stockpiled in a secure savings account gives you the freedom to comfortably sort out your affairs in the event that you lose your job. After you cover your essentials, you’ll want to devote a chunk of your income to building up this savings account until you have enough saved to cover about 3-6 months of living expenses.
[7]Besides giving you the peace of mind of knowing that you’ll be OK in the event of career difficulties, having an emergency fund can also earn you money in the long run. If you lose your job and you don’t have an emergency fund, you may be forced to take the very first job you’re offered, even if it doesn’t pay well. On the other hand, if you can survive without working for a while, you can afford to be much pickier and potentially land a better-paying job.
In addition, put away money next. If you’ve established an emergency fund and paid off all (or nearly all) of your debt, [8]you’ll probably want to start putting your extra money in a savings account.
The money you save this way is different from your emergency fund—whereas you’ll want to avoid dipping into your emergency fund unless you absolutely have to, [9]your normal savings are available for big, important purchases, like repairs to the car you use to drive to work. However, in general, you’ll want to avoid using your savings so that, over time, your total savings grow. [10]If you can, try to devote at least 10-15% of your monthly income to your savings starting in your 20s—most experts agree that this is a healthy goal.
There’s more to saving than simply spending less money, although this alone can be challenging. Most people can save something regardless of their income. Start to save a little each day.
选项
答案
emergency fund
解析
本题考查对要点的把握。录音提出的第二个主观点为,存一笔应急资金(save for an emergency fund)。故填入emergency fund,注意此处fund应该用单数。
转载请注明原文地址:https://tihaiku.com/zcyy/3756555.html
相关试题推荐
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】______firstYourfirst【T2】______:fo
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
HowtoSaveMoney1.Spendmoneyon【T1】first【T1】______Yourfirst【T2】:food,wat
随机试题
WhenaNewYorkerwashikinginEurope,hisSwissfriendkeptsaying"Listen
对于生殖腺的发生,下列哪项说法不恰当A.睾丸决定因子位于Y染色体短臂性决定区
B企业为禽类加工企业,有员工415人,厂房占地15000m2,有一车间、二车间、
中国成人超重和肥胖症预防与控制指南指出,中国成年人男性腰围(),女性腰围(
(2014年)通过收购股权的方式进行并购时,对目标公司进行估值所使用的折现率应是
天麻苷属于A.硫苷 B.吲哚苷 C.酚苷 D.醇苷 E.碳苷
无粘结预应力筋的张拉应严格按设计要求进行。当设计无要求时,通常,在预应力混凝土楼
过分合理化:指外在动机损害了内在动机。下列属于过分合理化的是()。A.有些孩子
共用题干 某运输企业投资400万元,购买了20辆额定吨位为5吨的货车,预计年固
关于混凝土工程定额的说法,正确的有()。A.预制混凝土定额不包括模板制作与安装
最新回复
(
0
)