首页
登录
职称英语
What is the interview mainly about? [br] [originaltext]W It says a growing numb
What is the interview mainly about? [br] [originaltext]W It says a growing numb
游客
2024-08-15
24
管理
问题
What is the interview mainly about? [br]
W It says a growing number of students are making a major hole from the minute they enter the real world because they are already, some of them, more than 100,000 dollars in debt. With us now is Mark Spencer, he is the senior financial analyst for SBC Bank. Welcome to you.
M Thank you. Nice to be with you.
W Now I guess there are two kinds of debts: good debt and bad debt. Where does this go?
M Well, student loan debt is traditionally considered good debt, but the problem for many students and their families is that the cost of colleges has been going up at 6% to 8% a year, far faster than the income, far faster than the standard of living. That means debt’ s taking on a bigger and bigger role in financing education.
W How much debt is too much debt for...for one student?
M Well, one guideline is that you look at the first year’s salary in your field after graduation, and use that as a barometer, but even then...
W Is that right?
M Well, you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt. If you are gonna repay that over 10 years, you are talking more than 300 dollars a month that, in payments every month for 10 years.
W But there’ re surely more than one way to get a loan for college. There are government programs. There are so many kinds of grants. What’ s...what’ s the best advice for people who are looking for these loans to try to keep themselves from going under.
M I understand that loans are just one way of college finance. Take advantage of the other opportunities. Things like a college savings plan, let...let you save on a tax advantage basis. So you can put money away in these accounts and withdraw tax-free to pay for that education.
W So it’s important to start early and that really reduces that reliance on debt later. M Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs. I mean every dollar you get that way is seen as another dollar you don’ t have to borrow later.
W The kinds of jobs that so many students, fresh off students, like to go into, er, charity stuff, volunteer work. This debt is eliminating a lot of that, isn’ t it?
M I think that’ s the social cost. Really, I mean...you know, when you consider that, you know, people may pass up a rewarding career in charitable work, or non-profit organization because they have to get a higher salary someplace else to pay off that debt.
W Yeah, that’s for sure. Mark Spencer, senior financial analyst from SBC Bank. Mark, good you could be here.
M Thank you.
选项
A、Giving up charitable or volunteer work.
B、Neglecting their study at college.
C、Giving up further education.
D、Neglecting high salary in job-seeking.
答案
A
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3721285.html
相关试题推荐
Theconversationistakingplaceatafriend’shouse.[br][originaltext]M1Hi
Theconversationistakingplaceatafriend’shouse.[br][originaltext]M1Hi
[originaltext]WMike,we’llneedtorentacarforourtripnextweek.Couldyo
[originaltext]WMike,we’llneedtorentacarforourtripnextweek.Couldyo
[originaltext]WMike,we’llneedtorentacarforourtripnextweek.Couldyo
Underwhatagecan’tchildrenshootadvertisement?[br][originaltext]16.Chil
Whatistheinterviewmainlyabout?[br][originaltext]WItsaysagrowingnumb
Whatistheinterviewmainlyabout?[br][originaltext]WItsaysagrowingnumb
Whatistheinterviewmainlyabout?[br][originaltext]WItsaysagrowingnumb
Whatistheinterviewmainlyabout?[br][originaltext]WItsaysagrowingnumb
随机试题
Whatisthespeakermainlytalkingabout?[originaltext][18]Overtimeanimalsh
[originaltext]Faces,likefingerprints,areunique.Didyoueverwonderhow
马卡连柯在他的德育实践中提出并特别重视贯彻()。A.社会主义方向性原则 B.
设计承重脚手架时,应根据使用过程中可能出现的荷载取其最不利组合进行计算,因此()
某隧道根据定期检查结果,将开展专项检查,根据专项检查相关知识回答下列问题。(5)
男性,40岁,头痛4年,近来视力减退,伴视野缺损,主要为颞侧偏盲,经强化CT检查
()的公式为=息税前利润÷总资产平均余额。A.销售净利润率 B.净资产利润率
小青常在课堂上玩手机,小娜提醒小青学校规定课堂上不能玩手机,可小青不听,因此小娜
甲以自己的名义,用家庭共有财产捐资设立以资助治疗麻风病为目的的基金会法人,由乙任
建设工程监理文件资料移交应符合的要求包括()。A.列入城建档案管理部门接收范围的
最新回复
(
0
)