首页
登录
职称英语
What is the interview mainly about? [br] [originaltext]W It says a growing numb
What is the interview mainly about? [br] [originaltext]W It says a growing numb
游客
2024-08-15
5
管理
问题
What is the interview mainly about? [br]
W It says a growing number of students are making a major hole from the minute they enter the real world because they are already, some of them, more than 100,000 dollars in debt. With us now is Mark Spencer, he is the senior financial analyst for SBC Bank. Welcome to you.
M Thank you. Nice to be with you.
W Now I guess there are two kinds of debts: good debt and bad debt. Where does this go?
M Well, student loan debt is traditionally considered good debt, but the problem for many students and their families is that the cost of colleges has been going up at 6% to 8% a year, far faster than the income, far faster than the standard of living. That means debt’ s taking on a bigger and bigger role in financing education.
W How much debt is too much debt for...for one student?
M Well, one guideline is that you look at the first year’s salary in your field after graduation, and use that as a barometer, but even then...
W Is that right?
M Well, you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt. If you are gonna repay that over 10 years, you are talking more than 300 dollars a month that, in payments every month for 10 years.
W But there’ re surely more than one way to get a loan for college. There are government programs. There are so many kinds of grants. What’ s...what’ s the best advice for people who are looking for these loans to try to keep themselves from going under.
M I understand that loans are just one way of college finance. Take advantage of the other opportunities. Things like a college savings plan, let...let you save on a tax advantage basis. So you can put money away in these accounts and withdraw tax-free to pay for that education.
W So it’s important to start early and that really reduces that reliance on debt later. M Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs. I mean every dollar you get that way is seen as another dollar you don’ t have to borrow later.
W The kinds of jobs that so many students, fresh off students, like to go into, er, charity stuff, volunteer work. This debt is eliminating a lot of that, isn’ t it?
M I think that’ s the social cost. Really, I mean...you know, when you consider that, you know, people may pass up a rewarding career in charitable work, or non-profit organization because they have to get a higher salary someplace else to pay off that debt.
W Yeah, that’s for sure. Mark Spencer, senior financial analyst from SBC Bank. Mark, good you could be here.
M Thank you.
选项
A、Student’s family income.
B、First year salary after graduation.
C、A fixed amount of 30,000 dollars.
D、Payment in the next ten years.
答案
B
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3721283.html
相关试题推荐
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdidMikedotoendhisnormalanddulllife?[br][originaltext]Inthisse
WhatdidMikedotoendhisnormalanddulllife?[br][originaltext]Inthisse
WhatdidMikedotoendhisnormalanddulllife?[br][originaltext]Inthisse
随机试题
Youmust_________thefactsandshouldnotrunawayfromthetruth.A、lookB、sight
Gateswasbornand【B1】_____inSeattle.At,theageof14,hefoundedacompu
A.2x-8y+16z-2=0 B.2x+8y+16z-2=0 C.2x-8
Thechangeinthatvillagewasmiraculou
患者女.28岁。妊娠45天后出现阴道流血伴阵发性腹痛。妇科检查妊娠产物已部分排出
下列关于内扣式消防接口的抗跌落性能检测说法中,正确的有()。A.内扣式接口以扣
作用时间最长的局麻药是 A.普鲁卡因B.丁卡因C.利多卡因D.布比卡因
期货公司申请停业,停业期限届满后仍未能恢复营业的.中国证监会可以()。A.注
棉花期货的多空双方进行期转现交易。多头开仓价格为10210元/吨,空头开仓价格为
(2021年第2批真题)根据《建设工程安全生产管理条例》,应当由施工起重机械安装
最新回复
(
0
)