首页
登录
职称英语
Managing MoneyImportant Tips;1. Watch how much you spe
Managing MoneyImportant Tips;1. Watch how much you spe
游客
2024-08-10
24
管理
问题
Managing Money
Important Tips;
1. Watch how much you
spend
—Don’t over spend, e. g. if you earn $2000, don’t spend $2500.
—Cutback on【D1】______things.
2. Check how much you【D2】______
—Before you accept a job, compare your【D3】______with similar jobs in other companies.
—Make sure you get paid enough.
3. Have a【D4】______i. e. a simple financial plan
—Use it. Don’t forget it.
4. Manage your debt
Think about what you borrow money for:
—Borrow to buy assets, e. g. 【D5】______or pay for education.
—Don’t borrow money for things which aren’t 【D6】______, e. g. expensive clothes, holidays, etc.
It’s important to know how much you spend by【D7】______.
—Pay the whole bill every month.
—If you pay small amounts, you also pay【D8】______, so you pay more for something.
5. Plan your savings
—Save【D9】______of your salary.
—Try to increase how much you save【D10】______. [br] 【D3】
Good morning everyone. Today I’m going to talk to you about how to manage money. I’m afraid I’m not going to tell you how to get rich quickly, but I will tell you some simple things you can do and that will help you save more money. So, I’m going to give you five tips...simple but important advice to make sure you manage your money successfully.
Now the first point is about how much you spend. It’s really important that you don’t overspend. For example, if you earn $2000 a month, don’t spend $2500. This is really simple. Spending less doesn’t have to be difficult. You can just cut back or reduce what you spend by a little , just a few small things, then it can make a big saving. Maybe just buy one cup of coffee a day, instead of two. These small changes can make a difference.
Ah, the next point is about how much you earn. It’s important that your salary is appropriate for your job. Find out how your salary compares to other people doing the same kind of job in two or three companies. If you’re going to work long hours or have lots of responsibility, you need to make sure you’re getting paid enough.
Another important point is that you need a budget. That’s a simple plan of what you spend your money on. If you have a plan, it will make saving money a lot easier. Everyone needs a budget. It doesn’t matter how much money you earn...I can’t stress this enough. Make sure you have a budget! And make sure you use it. Don’t just write it and forget about it.
OK, now my fourth point is about managing your debt. Before you borrow money, think about what you are borrowing it for. It’s a good idea to borrow money to buy assets, for example, to buy a house. And it’s a good idea to pay for your education. These things will still be worth something when you have finished paying off the debt. It isn’t a good idea to borrow money for non-essentials, for example, expensive clothes, holidays or dinner at a nice restaurant. If you use credit cards for these things, it’s important you know how much you are spending on them. Then, when the bill comes, pay the total bill every month. Don’t just pay the minimum amount because you will always pay more, the interest what the credit card company adds on.
And my final tip for managing your money is to plan your savings. It’s a good idea to save a-bout ten percent of your salary every month. Include this saving in your budget and try and increase how much you save every year. You could do this by increasing what you earn or decreasing what you spend, or both! Saving money is a lot more positive than paying the bills. So, there are five tips for managing your money successfully. They are simple but they work.
选项
答案
salary
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3714261.html
相关试题推荐
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
随机试题
[originaltext]Jetlag,causedbytravelingbetweentimezones,isbecoming
矫治器性能的基本要求包括A.矫治器对口腔硬软组织及颌面部无损害,不与唾液起化学反
以下是某年全国资金流量表部分资料: 请根据以上资料进行计算和分析
中央领导集体参观《复兴之路》展览的过程中,习近平主席发表讲话指出,历史告诉我们,
Ⅳ型高脂蛋白血症A.LDL增加B.VLDL增加C.IDL增加D.CM增加E.血清
Thechangeinthatvillagewasmiraculou
在职工素质提升方面,社会工作服务包括()。A.教育和引导职工自我权利意识提升
依照唐律的规定,因“耳目所不及,思虑所不至”而杀人是()A.误杀 B.过失杀
妇女月经后期,经色紫暗,伴少腹冷痛,畏寒肢冷,属A.气滞血瘀证 B.血寒证
对石灰、粉煤灰类基层中的粉煤灰,准确的要求是()。A.粉煤灰的总量宜大于7
最新回复
(
0
)