首页
登录
职称英语
Managing MoneyImportant Tips;1. Watch how much you spe
Managing MoneyImportant Tips;1. Watch how much you spe
游客
2024-08-10
8
管理
问题
Managing Money
Important Tips;
1. Watch how much you
spend
—Don’t over spend, e. g. if you earn $2000, don’t spend $2500.
—Cutback on【D1】______things.
2. Check how much you【D2】______
—Before you accept a job, compare your【D3】______with similar jobs in other companies.
—Make sure you get paid enough.
3. Have a【D4】______i. e. a simple financial plan
—Use it. Don’t forget it.
4. Manage your debt
Think about what you borrow money for:
—Borrow to buy assets, e. g. 【D5】______or pay for education.
—Don’t borrow money for things which aren’t 【D6】______, e. g. expensive clothes, holidays, etc.
It’s important to know how much you spend by【D7】______.
—Pay the whole bill every month.
—If you pay small amounts, you also pay【D8】______, so you pay more for something.
5. Plan your savings
—Save【D9】______of your salary.
—Try to increase how much you save【D10】______. [br] 【D7】
Good morning everyone. Today I’m going to talk to you about how to manage money. I’m afraid I’m not going to tell you how to get rich quickly, but I will tell you some simple things you can do and that will help you save more money. So, I’m going to give you five tips...simple but important advice to make sure you manage your money successfully.
Now the first point is about how much you spend. It’s really important that you don’t overspend. For example, if you earn $2000 a month, don’t spend $2500. This is really simple. Spending less doesn’t have to be difficult. You can just cut back or reduce what you spend by a little , just a few small things, then it can make a big saving. Maybe just buy one cup of coffee a day, instead of two. These small changes can make a difference.
Ah, the next point is about how much you earn. It’s important that your salary is appropriate for your job. Find out how your salary compares to other people doing the same kind of job in two or three companies. If you’re going to work long hours or have lots of responsibility, you need to make sure you’re getting paid enough.
Another important point is that you need a budget. That’s a simple plan of what you spend your money on. If you have a plan, it will make saving money a lot easier. Everyone needs a budget. It doesn’t matter how much money you earn...I can’t stress this enough. Make sure you have a budget! And make sure you use it. Don’t just write it and forget about it.
OK, now my fourth point is about managing your debt. Before you borrow money, think about what you are borrowing it for. It’s a good idea to borrow money to buy assets, for example, to buy a house. And it’s a good idea to pay for your education. These things will still be worth something when you have finished paying off the debt. It isn’t a good idea to borrow money for non-essentials, for example, expensive clothes, holidays or dinner at a nice restaurant. If you use credit cards for these things, it’s important you know how much you are spending on them. Then, when the bill comes, pay the total bill every month. Don’t just pay the minimum amount because you will always pay more, the interest what the credit card company adds on.
And my final tip for managing your money is to plan your savings. It’s a good idea to save a-bout ten percent of your salary every month. Include this saving in your budget and try and increase how much you save every year. You could do this by increasing what you earn or decreasing what you spend, or both! Saving money is a lot more positive than paying the bills. So, there are five tips for managing your money successfully. They are simple but they work.
选项
答案
credit card
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3714265.html
相关试题推荐
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips;1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
ManagingMoneyImportantTips:1.Watchhowmuchyouspe
随机试题
Youarerequiredtowritealetterofrecommendationaccordingtothefollowing
Muchattentionispresentlybeinggiventowhatistermed"functionalillite
C
某检测中心进行热轧带肋钢筋拉伸的委托检测项目,用户委托的热轧带肋钢筋试样技术参数
以下关于股份公司股份转让的说法正确的有( )A.发起人在公司设立3年不得转让所
金融工具具有()的特点。A.收益性 B.参与性 C.永久性
黄芩A.清热解毒,疏散风热,消痈散结,利尿B.治疗热病伤津口渴,内热消渴C.治疗
既能活血,又能补血,同时又具有舒筋活络之功,用于治疗风湿痹痛、肢体麻木、半身不遂
下列储存物品的火灾危险性属于戊类的是()。A.膨胀珍珠岩 B.谷物 C.人
患者女性,60岁舌左侧缘中部溃烂5个月,约2.3cm×1.5cm×0.5cm大小
最新回复
(
0
)