首页
登录
职称英语
Banks normally receive money from their customers in two distinct forms: on
Banks normally receive money from their customers in two distinct forms: on
游客
2024-07-03
22
管理
问题
Banks normally receive money from their customers in two distinct forms: on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes ( 答应 ) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.
The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.
We can say that the primary function of a bank today is to act as an intermediary ( 中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir ( 水库 ) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being "liquid", or of the’liquidity’ of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.
The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands. [br] The system that is built up by the acts of trust includes ______.
选项
A、depositors and borrowers
B、depositors and bankers
C、depositors, borrowers and bankers
D、borrowers and bankers
答案
C
解析
文章第四段的第二句指出,银行、储户和贷款人是信用体系的三部分。故选C。
转载请注明原文地址:https://tihaiku.com/zcyy/3661098.html
相关试题推荐
Onthemis______.[originaltext]Onbirthdaycardswhichwmwillreceive,apart
Itismygreathonortohavereceivedyourinvitation,butI’mterriblysorryfor
DearMs.Green,IwasveryconcernedwhenIreceivedyourletterofyesterda
DearMs.Green,IwasveryconcernedwhenIreceivedyourletterofyesterda
Bargainingisnotcommoninshops,andcustomersareexpectedtopaythemarked
Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:on
Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:on
Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:on
Thestoryofthepanda’sbirthreceived(extend)______coverageinthenewspape
DearMr.Suzuki,ThegoodswereceivedonJuly15werefoundnottomatchou
随机试题
Whatmakesaworkerantperformoneparticulartaskratherthananother?Fromth
TheInternet,cellphones,palmtopcomputersandotherdigitaltechnologyallows
[originaltext]W:Dr.Carter’sOffice.M:Yes,I’dliketomakeanappointmentt
下列关于投标有效期的说法中,错误的是()。A.拒绝延长投标有效期的投标人有权收回
限时电流速断保护的保护范围不随运行方式而变化。
项目国民经济评价采用国家统一测定的影子汇率和();财务评价采用国家公布的汇率
某资产年金收益额为500万元,剩余使用年限是15年,假定折现率为10%,则其评估
根据《房产测绘管理办法》,用于房屋权属登记等房产管理的房产测绘成果,房地产行政主
从所给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性: A.如
下列建设工程项目目标控制措施中,属于计划实施中被动控制措施的有()。A.识别风险
最新回复
(
0
)