首页
登录
职称英语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2024-07-01
36
管理
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] A policy is______.
选项
A、a legal agreement
B、a check to be cashed at the bank
C、money paid by the insured
D、a particular kind of insurance
答案
A
解析
题干意为“保险单是…”。由第二段前两句“The legal basis of all insurance...”可知,保险单是法律上的合同,故选A。
转载请注明原文地址:https://tihaiku.com/zcyy/3657891.html
相关试题推荐
Accordingtothewriter,insuranceispossiblebecause______.[br]Accordingto
Accordingtothewriter,insuranceispossiblebecause______.[br]Insurancepre
Accordingtothewriter,insuranceispossiblebecause______.[br]Apolicyis__
Timkeephismoneyinthebank.He’stoo(fear)______totakerisks.fearful句意:T
Becauseofthenoiseandshouting,Tomcould______sleeplastnight.A、nearlyB、h
TheCoca-ColaCompanyexiststobenefitandrefresheveryoneittouches.Founded
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
Thelawrequiresthateveryonehiscarcheckedatleastonceayear.A、hasB
随机试题
Completethenotesbelow.WriteNOMORETHANTWOWORDSORANUMBERforeachansw
TheChacoPhenomenonP1:Betweenabout900to1150AD,amysteriousStoneAgecu
NATOtroopswilljoinin______.[br][originaltext]NATOtroopsaretojoi
Spaceisadangerousplace,notonlybecauseofmeteors(流星)butalsobecause
A.ADDison病 B.肾上腺转移瘤 C.原发性醛固酮增多症 D.嗜酪细
以下各项,属于药学技术人员行为规范的是()A.使用适宜诊疗技术和药物 B
扶正单独使用适用于A.纯虚证 B.虚实夹杂证 C.纯实证 D.真虚假实证
以下属真阴不足的表现为A.面白颧赤 B.头晕眼花 C.二便秘结 D.脉大无
流水作业是施工现场控制施工进度的一种经济效益很好的方法。相比之下在施工现场应用最
A.抑制房室传导 B.增加房室结的隐匿性传导 C.加强心肌收缩力 D.缩短
最新回复
(
0
)