首页
登录
职称英语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2024-07-01
0
管理
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] A policy is______.
选项
A、a legal agreement
B、a check to be cashed at the bank
C、money paid by the insured
D、a particular kind of insurance
答案
A
解析
题干意为“保险单是…”。由第二段前两句“The legal basis of all insurance...”可知,保险单是法律上的合同,故选A。
转载请注明原文地址:https://tihaiku.com/zcyy/3657891.html
相关试题推荐
Accordingtothewriter,insuranceispossiblebecause______.[br]Accordingto
Accordingtothewriter,insuranceispossiblebecause______.[br]Insurancepre
Accordingtothewriter,insuranceispossiblebecause______.[br]Apolicyis__
Timkeephismoneyinthebank.He’stoo(fear)______totakerisks.fearful句意:T
Becauseofthenoiseandshouting,Tomcould______sleeplastnight.A、nearlyB、h
TheCoca-ColaCompanyexiststobenefitandrefresheveryoneittouches.Founded
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
Thelawrequiresthateveryonehiscarcheckedatleastonceayear.A、hasB
随机试题
Abudget(预算)isaspendingplan.Itcanhelpyouspendmoneywisely.Itcan
患者,男,50岁。右下肢骨折,已用石膏绷带固定。内服药物宜首选的药物是A.土鳖虫
对自身免疫性溶血性贫血患者,临床上使用的红细胞制剂宜首选A.悬浮红细胞B.洗涤红
根据下列资料回答问题。 2010年,我国进出口贸易总额为29727.6亿美元
经皮肝穿胆道造影(PTC)的描述,哪项是错误的? A.PTC是一种胆管直接造
(2021年真题)下列中药材中,不属于《非首次进口药材品种目录》收载品种的是A.
某夏热冬冷地区办公楼,地板面积20㎡,窗户面积6㎡,可开启的部分应是( )㎡。
男,32岁,突起高热,胸痛,铁锈色痰,左下肺实变症。X线胸片示左下肺炎,青霉素肌
下列施工工程合同风险产生的原因中,属于合同工程风险的是()。A.物价上涨 B.
最新回复
(
0
)