首页
登录
职称英语
Borrowing to start a business is not easy. Getting a bank loan, particularly
Borrowing to start a business is not easy. Getting a bank loan, particularly
游客
2024-06-27
30
管理
问题
Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
Banks favor established business people with a solid credit rating and a large bank account. They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
So the most important thing is do your homework before you ask for a loan. [br] Some small businesses fail to get a bank loan because ______.
选项
A、the form they fill in is incomplete
B、their products are not technically advanced
C、the amount of money they want to borrow is too big
D、they have no clear idea of how much they need to borrow
答案
D
解析
事实判断题。本题询问小规模企业不能获得银行贷款的原因。第3段提到需要贷款的人常犯的错误,其中有:他们不知道如何还贷、何时还贷,他们也不知道自己需要贷多少钱,这些错误就是导致他们贷款失败的原因,将本题选项的内容与这几点对比,即可发现选项D提到了其中的一个错误,故本题应选D。
转载请注明原文地址:https://tihaiku.com/zcyy/3652215.html
相关试题推荐
Borrowingtostartabusinessisnoteasy.Gettingabankloan,particularly
Borrowingtostartabusinessisnoteasy.Gettingabankloan,particularly
Thereislittledoubtthattraininghasbecomesuchanacceptedpartofbusiness
A—securitiesbusinessB—stockexchangecorporationC—quotation
A—securitiesbusinessB—stockexchangecorporationC—quotation
A—securitiesbusinessB—stockexchangecorporationC—quotation
A—securitiesbusinessB—stockexchangecorporationC—quotation
JointheBusinessBookClubBusinessBookClubisafant
JointheBusinessBookClubBusinessBookClubisafant
JointheBusinessBookClubBusinessBookClubisafant
随机试题
Themeeting______inOctober,buttheplanhasbeenputoffagainandagain.A、was
Our_____sensitivitydecreaseswithage.Byage60,mostpeoplehavelost40pe
Investmentinthepublicsector,suchaselectricity,irrigation,publicser
Whoneedsapublisher?BobYoung,CEOofprint-on-demandserviceLulu.com,s
【S1】[br]【S2】unaware→aware这里正好用了一个相反的词,与例子的意思不符,应去掉前缀un-。
产生深度知觉的单眼线索有()A.对象重叠 B.线条透视 C.运动视差 D
生产方式是社会发展的决定力量,这是因为( )。A.它是人类社会存在和发展的基础
A注册会计师负责审计甲公司2017年度财务报表。与审计工作底稿相关的部分事项如下
大肠癌血行转移最常转移至A.肝 B.肺 C.骨 D.膀胱 E.肾
A.比例关系;B.积分关系;C.双曲线关系;D.微分关系.
最新回复
(
0
)