首页
登录
职称英语
Today, more and more people are using credit cards instead of money to buy
Today, more and more people are using credit cards instead of money to buy
游客
2024-06-01
38
管理
问题
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady income and a good work record can apply for a credit card. There are many credit cards available: American Express, Master Chafe, VISA, and Diner’s Club are the names of some of the most popular.
If you have a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way you can pay for purchases a month later without any extra charge. Or you may choose to spread out your payment over several months and pay only part of the total amount each month. If you do this, the credit card company, or the bank that sponsors the credit card, will add a small service charge to your total bill. This is very convenient for the customer. With the credit card in your wallet or purse, you don’t have to carry much cash. This saves your trips to the bank to cash checks or withdraw cash. Also, if you carry credit cards instead of a lot of cash, you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This, of course, can be a problem, if you charge more than you can pay for.
Credit cards are big business. Many banks sponsor their own credit card companies and issue cards free to their customers. Other credit card companies charge their members annual dues. The stores that accept credit cards must pay a small fee to the credit card company — a percentage of the purchase price of the merchandise or service, In turn, the credit card company promptly pays the store for the merchandise or service. Credit card companies make a profit from the fees they charge the store and also from the fees collected from customers who pay for their charges in monthly installments. However, credit card companies sometimes have problems collecting overdue payments from unreliable customers. Also, the use of stolen, lost, or counterfeit credit cards by criminal has become a big headache for the credit card company that’s responsible for the goods and services illegally charged to its customers’ accounts. [br] People use credit cards on condition that they have ______ .
选项
答案
a steady/fixed income and a good work record
解析
本文第一段指出:只有具有稳定收入和良好工作履历的人才能申办信用卡。
转载请注明原文地址:https://tihaiku.com/zcyy/3615082.html
相关试题推荐
Throughouttheworld36millionpeoplearesufferingfromAIDS,whichismoreth
Peoplewhoaremarriedorincommittedrelationshipsarehealthier,wealthie
Peoplewhoaremarriedorincommittedrelationshipsarehealthier,wealthie
[originaltext]Iamoneofthemanycitypeoplewhoarealwayssayingthatg
[originaltext]Iamoneofthemanycitypeoplewhoarealwayssayingthatg
Peopleeverywherehungerforcourtesy.Courtesy,politeness,goodmanners--
Peopleeverywherehungerforcourtesy.Courtesy,politeness,goodmanners--
Peopleeverywherehungerforcourtesy.Courtesy,politeness,goodmanners--
ThepeopleoftheUSAhavebeenopposedtoacentralizedgovernmentsincelo
ThepeopleoftheUSAhavebeenopposedtoacentralizedgovernmentsincelo
随机试题
假定你是学校英语角的会员Helen,本周五该英语角将要举行一个小型聚会。现在要求你写一封邀请函,邀请该英语角的创办者JamesBrown教授来参加本次聚会。
HardworkhasbeenanimportantpartoftheAmericanbelieffromthenation’
[originaltext]FederalExpressisaprivateairlineservicewhichexpandsth
Americansareproudofmedicalachievementsmadeinthishistory.Medicalsc
热电偶与补偿导线连接、热电偶和铜导线连接进行测温时,要求接点处的温度应该是(
颈内动脉第一分支血管为A.眼动脉 B.视网膜中央动脉 C.睫状后长动脉 D
对环境产生污染的外加剂经有关部门审核批准后方可使用。
在建筑安装工程费用中,用于施工合同签订时尚未确定或者不可预见的所需材料、工程设备
Thechangeinthatvillagewasmiraculou
属于由工程承包人缴纳的税金是()。A.城市建设维护及教育附加 B.营业税
最新回复
(
0
)