首页
登录
职称英语
[originaltext] Blaming credit cards for young adults’ money abuse is popular
[originaltext] Blaming credit cards for young adults’ money abuse is popular
游客
2024-05-04
24
管理
问题
Blaming credit cards for young adults’ money abuse is popular these days. High school and college students are putting way too many college expenses and other charges on their cards, the thinking goes. But as credit-card issuers and Congress race to crack down on over-borrowing, do we risk barring the door so tightly that teens miss out on opportunities to learn financial responsibility? (29)To be sure, 70% of all the students surveyed, which included both teens with and without cards, showed bad financial judgment at times, failing to pay bills on time, maxing out credit cards or taking payday loans. But the credit-card holders were no more or less likely to commit these errors than students who lacked plastic. Instead, (30)the significant factor was whether students had good communication about money with their parents; those who did, also had more control over their finances. Thus the current Congressional crackdown on teen credit-card use may amount to barring the wrong door. A new federal law that takes effect next year tightens rules governing credit-card issuance for people under 21. (31)Banks and colleges are on the same path, sharply reducing teen access to credit without adult co-signors. The rules will hamper young adults who are ready to take more personal responsibility for their financial decisions, one female researcher Elina Fuhrman says. And she has persuaded her 19-year-old daughter to get a credit card before the new federal legislation takes effect. (32)Managing the card will not only enable her to earn a good credit record, but give her room to make her own mistakes when the consequences and dollar amounts are low, she says.
29. What can we infer from the survey about most students?
30. What will influence the students’ control of finance?
31. What s the attitude of banks and universities towards teen credit-card use?
32. Why does Elina let her daughter get a credit card?
选项
A、They always spend more than they can afford.
B、They are bad at managing finance.
C、They show interest in economics.
D、They look forward to fair judgment.
答案
B
解析
推理判断题。短文开头提到在接受调研的学生当中,有70%不时地表现出不佳的财务判断,包括未能及时支付账单、透支信用卡额度、在工资日支付透支的贷款等。由此推断,他们不擅长理财。
转载请注明原文地址:https://tihaiku.com/zcyy/3583053.html
相关试题推荐
[originaltext]Eventhemostenthusiasticshopperhasabaddaysometimes:(
[originaltext]Thesedays,ifyou’reinbusiness,havemadeanameforyours
[originaltext]M:Welcomeback.Well,didyouenjoyyourtrip?W:Itwasfascin
[originaltext]W:I’dliketogotoyourbarbecueonSunday.Butmygoodfriend
[originaltext]M:Whynotaskyourbosstowritealetterofrecommendationfor
[originaltext]Mostpeoplepicturesharksashuge,powerful,frighteningani
[originaltext]Supposesomeoneinventedagiftcardsoversatile(多功能的)that
[originaltext]Overthepastsixweeks,Nicky,42,hascutherdailyroutine
[originaltext]W:I’mFaithDonnelly.Thisweekonourprogram,wewilltalkabo
[originaltext]W:Say,Dave,canyoufillinformetonightattherestaurant?I
随机试题
[originaltext]Nothingcanstopyoufromachievingyourgoalsifyouhavet
[originaltext]"Stereotype"maysoundlikeabadword,butthere’snothingba
Theevolutionofsexratiohasproduced,inmostplantsandanimalswithse
EmploymentinJapanRecruitingseason:who,whenand
《××第一中学50周年校庆公告》,这篇公文的文种使用是可行的。()
资本家之所以能够购买工人的劳动力,把工人变成雇佣工人,其根源是()。A.
在中华人民共和国境内组织到境外的游览、度假、休闲等形式的旅游活动,不适用《旅游法
红外测温一般检测天气以阴天、多云为宜,()图像质量为佳。傍晚$;$清晨$;
按照有关标准规定,对建筑以及材料、构件和建筑安装物进行一般鉴定、检验所发生的费用
B只能用于心源性哮喘,不能用于支气管哮喘的药物是 A.肾上腺素 B.吗啡
最新回复
(
0
)