首页
登录
职称英语
Insurance companies provide a service to the community by protecting it agai
Insurance companies provide a service to the community by protecting it agai
游客
2024-02-16
26
管理
问题
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example, that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote (报价) low figures for travel insurance. Sometimes the risk may be high, as in motor-racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price rises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary householder may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium (保险费). If it is suspicious, it may refuse to quote. If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself against false claims. It is not unknown for a businessman in debt to burn down his own premises (房产) so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record.
Every week insurance companies receive premium payments from customers. These payments can form a very large total running into millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community. [br] Which of the following will the insurance company NOT provide insurance service for?
选项
A、Mountaineers.
B、Ordinary householders.
C、Airlines with an accident free record.
D、Shop keepers with suspicious statistical records.
答案
D
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3455275.html
相关试题推荐
Todaypetroleumprovidesaround40%oftheworld’senergyneeds,mostlyfuel
Todaypetroleumprovidesaround40%oftheworld’senergyneeds,mostlyfuel
Todaypetroleumprovidesaround40%oftheworld’senergyneeds,mostlyfuel
WiththestartofBBCWorldServiceTelevision,millionsofviewersinAsia
WiththestartofBBCWorldServiceTelevision,millionsofviewersinAsia
WiththestartofBBCWorldServiceTelevision,millionsofviewersinAsia
CrazeforCivilServiceExaminations1.近年来很多大学生热衷参加公务员考试2.引起此现象的原因3.你的看法In
[originaltext]Inthelocalnewspaperofmycommunityrecentlytherewasas
[originaltext]Inthelocalnewspaperofmycommunityrecentlytherewasas
Almostallcompaniestryingtodevelopnewproductsandcreatenewjobshaveto_
随机试题
Althoughmostpeoplereturnfrompackageholidaysreasonablysatisfied,this
[originaltext]M:Areyoureadytocheckout?W:Yes.Youpaythebill,andI’ll
PresidentFranklinD.Roosevelt’sactionstogetAmericaoutofthedepressionw
HowlongisKarenplanningtotravel?[originaltext]M:WhenareyouofftoCalif
企业集团的职能机构包括()。A.依托型组织职能机构 B.非常设机构 C.智
道具可以分为两种,种是舞台特定环境需要的固定道具,另一种是演员在表演过程中需要借
A.倾倒综合征 B.吻合口出血 C.空肠输出端梗阻 D.吻合口梗阻 E.
肛瘘形成的相关因素是A.肛裂 B.混合痔 C.直肠肿瘤 D.直肠肛管周围脓
患者女性,48岁,与同事交谈时情绪激动,突然出现言语不清,右侧肢体不能活动,意识
(2013年真题)下列民事代理行为中,属于表见代理的是()。A.代理人超越被代
最新回复
(
0
)