首页
登录
职称英语
When we talk about Americans barely into adulthood who are saddled with unbe
When we talk about Americans barely into adulthood who are saddled with unbe
游客
2024-01-28
35
管理
问题
When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt. the conversation is almost always about student loan debt. But there’s a growing body of evidence suggesting that today’s young adults are also drowning in credit-card debt—and that many of them will take this debt to their graves.
More than 20% overspent their income by more than $ 100 every single month. Since they haven’t built up their credit histories yet. it’s a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
Although many young people blame "socializing" as a barrier to saving money, most of them aren’t knocking back $20 drinks in trendy(时尚的)lounges. They’re struggling with much more daily financial demands.
To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn’t sustainable in the long run. and it’s going to put a huge drag on their spending power even after they reach their peak earning years, because they’ll still be paying interest on that bottle of orange juice or box of spaghetti(意式面条)they bought a decade earlier.
A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they’re slower at paying it off. " If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future." warns Lucia Dunn, professor of economics at Ohio State. "If our findings persist, we may be faced with a financial crisis among elderly people who can’t pay off their credit cards. "
Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life, which could have loss implications for the credit card issuing banks." [br] Why do young people have to pay a higher interest on their credit card debt?
选项
A、They tend to forget about the deadlines.
B、They haven’t developed a credit history.
C、They are often unable to pay back in time.
D、They are inexperienced in managing money.
答案
B
解析
事实细节题。定位句明确指出.“因为年轻人还没有建立起信用记录,但可以肯定的是这些年轻人在为产生的信用卡债务支付相对较高的利息。”故答案为B)。
转载请注明原文地址:https://tihaiku.com/zcyy/3401422.html
相关试题推荐
[originaltext]ForalongtimeAmericanspreferredthingswhichweremasspr
[originaltext]ForalongtimeAmericanspreferredthingswhichweremasspr
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
[originaltext]OnehundredandthirteenmillionAmericanshaveatleastone
[originaltext]Americansthinkagreatdealabouttime.Theyconstantlyrefe
[originaltext]ThenumberofAmericansovertheageof65isexpectedtodou
TechnologicalchangesbroughtdramaticnewoptionstoAmericanslivinginth
随机试题
Childrenareinneedofadoptionbecausesomebirthparentsareunableorun
Theproblemwillnotbesolved,______(除非你设法找到相关专家)unlessyoumanagetofindthe
“十四五”时期是我国全面建成小康社会、实现第一个百年奋斗目标之后,乘势而上开启全
电子商务有多种物流模式,在( )模式下,物流供应商是一个供应链和物流方案的集成
某射击队要从四名运动员中选拔一名运动员参加比赛,选拔赛中每名队员的平均成绩与方差
图3所示是人才素质和岗位需求匹配的示意图,该图表的类型为()。 A.饼图
债券信用评级的对象包括( ) Ⅰ.国家财政发行的国库券 Ⅱ.国家政策性银行
吴茱萸汤的主治症候中不会出现A.畏寒喜热 B.呕吐涎沫 C.头痛 D.吞酸
A.千金子霜B.鹿角霜C.西瓜霜D.砒霜E.芒硝采用渗析制霜法制备的炮制品是
压力机危险性较大,其作业区应安装安全防护装置、以保护暴露于危险区的人员安全。下列
最新回复
(
0
)