首页
登录
职称英语
Insurance Company X is considering issuing a new policy to cover services requir
Insurance Company X is considering issuing a new policy to cover services requir
游客
2024-01-13
11
管理
问题
Insurance Company X is considering issuing a new policy to cover services required by elderly people who suffer from diseases that afflict the elderly. Premiums for the policy must be low enough to attract customers. Therefore, Company X is concerned that the income from the policies would not be sufficient to pay for the claims that would be made. Which of the following strategies would be most likely to minimize Company X’ s losses on the policies?
选项
A、Attracting middle-aged customers unlikely to submit claims for benefits for many years.
B、Insuring only those individuals who did not suffer any serious diseases as children.
C、Including a greater number of services in the policy than are included in other policies of lower cost.
D、Insuring only those individuals who were rejected by other companies for similar policies.
E、Insuring only those individuals who are wealthy enough to pay for the medical services.
答案
A
解析
本题让我们寻找一个选项以使得X公司在该保单上的损失降至最低,实际上是寻找一个支持选项。如果保险公司向尽可能多的属于低风险群的人们提供保险,它就可以提高收入与要求偿付保险金的比例,从而使损失最小化。因为选项(A)中描述的策略向保单持有人这个群体中增加了一个低风险群,(A)是正确答案;选项(B)是无关选项,因为在幼儿时期的疾病和影响老年人的疾病之间没有建立任何联系;选项(C)不合适,因为增加提供服务的数量不可能使损失最小化;选项(D)不合适,因为这会增加产生对该保单的索赔要求的可能性。因为保单持有人需书面要求按保单提供相应的服务,而不需要他们自己为这些服务付费,选项(E)是无关选项。
转载请注明原文地址:https://tihaiku.com/zcyy/3358781.html
相关试题推荐
Itiseasiertonegotiateinitialsalaryrequirementbecauseonceyouar
Itiseasiertonegotiateinitialsalaryrequirementbecauseonceyouar
Itiseasiertonegotiateinitialsalaryrequirementbecauseonceyouar
Thecomputersmadebyourcompanysellbest,butseveralyearsagonoonecould
Thecompanyissmallbutpromising._________,I’lltakethejob.A、Insomecases
Amovingcompanychargesaflatrateof$550forloadingitstrucksandanaddit
Acertaintirecompanycanproducetiresatacostof$22,500perbatchplus$9
Acompany,ChauncyCo.,hasanannualtravelbudgetof$55,000.Theaccountingd
Aninvestorbought200sharesofstockinABCDcompanyin1990.By1992,theinv
Ahatcompanyshipsitshats,individuallywrapped,in8-inchby10-inchby12-i
随机试题
(1)YousufKarsh,theCanadianportraitartistwhophotographedmanyofthe
Thinkoflavendertodayandupcomeimagesofold-worldcottagegardensthic
患者,男,32岁。暴饮后出现脘腹胀满,疼痛拒按,身热,口干,大便干结,小便短赤,
社区工作的目标中属于实现过程目标的是()。A.增强居民处理社区事务的能力 B
一天,你正在上班,一个顾客来到你公司,恰巧碰到你,于是便向你反映公司的产品存在的
用尿糖定性试验检查糖尿病病人和正常成年人各500名,结果糖尿病病人中有300例阳
(2018年真题)长江公司2013年12月20日购入一项不需安装的固
中国公民郑某为某上市公司独立董事(未在该公司任职)。2020年2月取得董事费5万
(2014年真题)关于一级建造师注册的说法,正确的是( )。A.取得资格证书的人
最新回复
(
0
)