2. 职称英语
  3. Insurance is the sharing of (1) . Nearly everyone is exposed (2) risk of som

Insurance is the sharing of (1) . Nearly everyone is exposed (2) risk of som

游客2024-01-02  19
问题     Insurance is the sharing of (1) . Nearly everyone is exposed (2) risk of some sort. The house owner, for example, knows that his (3) can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the breadwinner knows that he may die by (4) and (5) his family in poverty. On the other hand, not every house is damaged by fire or every vessel lost at sea. If these persons each put a (6) stun of money into a pool, there will be enough to (7) the needs of the few who do suffer (8) . In other words the losses of the few are met from the contributions of the (9) . This is the basis of (10) . Those who pay the contributions are known as (11) and those who administer the pool of the contributions as insurer.
    The (12) for an insurance naturally depends on how the risk is to happen as suggested (13) past experience. If the companies fix their premiums too (14) , there will be more competition in their branch of insurance and they may lose (15) . On the other hand, if they make the premiums too low, they will not have (16) and may even have to drop out (17) business. So the ordinary forces of supply and (18) keep premiums at a proper (19) to both insurers and those who (20) insurance. [br]
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答案 premium
解析 语境搭配。根据上下文，此句意为：保险的费用(保险费)自然应按以往经验估计可能要冒的风险来定。因此应填premium保险费。
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