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  3. Smiling and dapper, Fazle Hasan Abed hardly seems like a revolutionary. A Ba

Smiling and dapper, Fazle Hasan Abed hardly seems like a revolutionary. A Ba

游客2023-12-14  40
问题     Smiling and dapper, Fazle Hasan Abed hardly seems like a revolutionary. A Bangladeshi educated in Britain, an admirer of Shakespeare and Joyce, and a former accountant at Shell, he is the son of a distinguished family, his maternal grandfather was a minister in the colonial government of Bengal; a great-uncle was the first Bengali to serve in the governor of Bengal’s executive council. Now he received a very traditional distinction of his own. a knighthood. Yet the organization he founded, and for which his knighthood is a kind of respect, has probably done more than any single body to upend the traditions of misery and poverty in Bangladesh. Called BRAC, it is by most measures the largest, fastest-growing non-governmental organization (NGO) in the world—and one of the most businesslike.
    Although Mohammed Yunus won the Nobel Peace Prize in 2006 for helping the poor, his Grameen Bank was neither the first nor the largest microfinance lender in his native Bangladesh; BRAC was. Its microfinance operation disburses about $ 1 billion a year. But this is only part of what it does: it is also an Internet-service provider; it has a university; its primary schools educate 11% of Bangladesh’s children. It runs feed mills, chicken farms, tea plantations and packaging factories. BRAC has shown that NGOs do not need to be small and that a little-known institution from a poor country can outgun famous Western charities.
    None of this seemed likely in 1970, when Sir Faze turned Shell’s offices in Chittagong into a refuge for victims of a deadly cyclone. BRAC—which started as an acronym, Bangladesh Rehabilitation Assistance Committee, and became a motto, "building resources across communities"—surmounted its early troubles by combining two things that rarely go together: running an NGO as a business and taking seriously the social context of poverty.
    BRAC earns from its operations about 80% of the money it disburses to the poor (the remainder is aid, mostly from Western donors). It calls a halt to activities that require endless subsidies. At one point, it even tried financing itself from the tiny savings of the poor (is, no aid at all), though this drastic form of self-help proved a step too far. hardly any lenders or borrowers put themselves forward. From the start, Sir Fazle insisted on brutal honesty about results. BRAC pays far more attention to research and "continuous learning" than do most NGOs. David Korten, author of "When Corporations Rule the World", called it "as near to a pure example of a learning organization as one is likely to find. "
    What makes BRAC unique is its combination of business methods with a particular view of poverty. Poverty is often regarded primarily as an economic problem which can be alleviated by sending money. Influenced by three "liberation thinkers" fashionable in the 1960s—Frantz Fanon, Paulo Freer and Ivan Iliac—Sir Fazle recognized that poverty in Bangladeshi villages is also a result of rigid social stratification. In these circumstances, "community development" will help the rich more than the poor; to change the poverty, you have to change the society.
    That view might have pointed Sir Fazle towards left-wing politics. Instead, the revolutionary impetus was channeled through BRAC into development. Women became the institution’s focus because they are bottom of the heap and most in need of help: 70% of the children in BRAC schools are girls. Microfinance encourages the poor to save but, unlike the Graeme Bank, BRAC also lends a lot to small companies. Tiny loans may improve the lot of an individual or family but are usually invested in traditional village enterprises, like owning a cow. Sir Fazle’s aim of social change requires not growth (in the sense of more of the same) but development (meaning new and different activities). Only businesses create jobs and new forms of productive enterprise.
    After 30 years in Bangladesh, BRAC has more or less perfected its way of doing things and is spreading its wings round the developing world. It is already the biggest NGO in Afghanistan, Tanzania and Uganda, overtaking British charities which have been in the latter countries for decades. Coming from a poor country—and a Muslim one, to boot—means it is less likely to be resented or called condescending. Its costs are lower, too. it does not buy large white SUVs or employ large white men.
    Its expansion overseas may, however, present BRAC with a new problem. Robert Kaplan, an American writer, says that NGOs fill the void between thousands of villages and a remote, often broken, government. BRAC does this triumphantly in Bangladesh—but it is a Bangladeshi organisation. Whether it can do the same elsewhere remains to be seen. [br] The word "disburses" in the second paragraph probably means
选项 A、to draw money.
B、to deposit money.
C、to receive money.
D、to pay out money.
答案 D
解析 语义题。由题干定位至第二段第二句“Its microfinance operation disburses about $1 billion a year．”，根据前一句“Although Mohammed Yunus won the Nobel Peace Prize in 2006 for helping the poor，his Grameen Bank was neither the first nor the largest microfinance lender in his native Bangladesh；BRAC was．”可知BRAC是一家小额贷款银行，那么其主要业务应该是放贷，即借款给别人，所以应该是每年支付给贷款人10亿美元，故[D]为答案。[A]意为“提款”，排除；[B]意为“存钱”，[C]意为“收入钱”，均与BRAC的业务不符，排除。
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