The Golden Years Rule One key to a happy retirement is t

游客2023-12-11 22

问题 The Golden Years Rule
One key to a happy retirement is the means to enjoy it. Roger de Haan ended up with more than enough money to finance his golden years when he decided to retire and sell Saga Group, his family’s business, in late 2004. Saga Group, the British travel, media and financial-services company that targets older consumers attracted several major bidders, with Charterhouse ultimately paying $ 2. 4 billion. What attracted Charterhouse and its rivals was Saga’s market strength in Britain’s fastest-growing consumer demographic: the over-50 set.
While most businesses make great efforts to attract the young, Saga realized early on that there’s often more money to be made from the mature. Marketers have traditionally stayed away from older consumers, preferring to aim their pitches at a younger audience it hopes to develop into lifelong customers. But Tim Bull, Saga’s group marketing director, says mature consumers are just as eager to buy as youngsters, though they are more sensible and more discerning. They are also richer—much richer.
The rise of the silver spender is not co-nfined to the U. K. , of course. The trend is the same across Europe and beyond. Within five years, about one-third of the U.S. population will be older than 50, and consumers in that age bracket currently own 65% of the net worth of all households. As a commercial company entirely focused on aging consumers, Saga remains unique. The U.S.’s AARP, for example, also sells products and has a magazine, but it’s a nonprofit group more interested in public policy and political lobbying. So as businesses look for opportunities to court older buyers, they are increasingly turning to Saga for advice. It’s got partner ships with a growing number of companies eager to attract the " gray pound", including Hilton hotels, Hertz and David Lloyd Leisure, a chain of health clubs. "They have the products older people want, but are not sure how to reach them. It’s a good business model for us," Bull says.
Barriers remain, however. The taste of old-fashion, though fading, clings to the company like the scent of grandma’s flowers. Trendy advertisers, for example, still stay away from Saga Magazine, despite its impressive circulation. Although the monthly runs features on still-cool celebs, it’s filled with ads for retirement properties and health-improving facilities. In order to combat that perception, Saga is planning a brand improvement campaign designed by ad agency Doner Cardwell Hawkins. " It will stress our core strengths to a new generation," says Bull.
Given the success of Charterhouse’s buyout, there’s speculation that Saga may soon go public. The company declines to discuss whether an initial public offering is in the works, but, investors would likely welcome a debt-raising because of Saga’s strong brand and impressive track record. And given that nearly half the U. K.’s adult population will be 50 or older by 2020, it’s not about to run out of potential customers anytime soon. [br] Which of the following statement is true about Saga Group?

选项 A、Charthouse’s investment contributes to its stability.
B、It is endeavoring to attract more investors.
C、Investors are optimistic about its future.
D、Its financial-services sector will develop fast.

答案 C

解析本题考查具体细节。有关萨迦集团未来发展前景的信息集中在第五段。该段指出，考虑到萨迦集团过硬的品牌形象、良好的公司记录、以及潜在的巨大市场，投资者很可能会欢迎萨迦集团举债(debt raising)。这说明，投资者对萨迦集团的未来持乐观态度，[C]为正确选项。[A]无从推知。[B]“吸引投资”文中未提及。[D]的干扰源于文中屡次提及有关金融的词汇go public，initial public offering，investors，debt-raising。但实际上，这些只是用于讨论萨迦集团的经济前景，并不是专门讨论其金融服务部门的发展。

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