首页
登录
职称英语
[originaltext]W: Good morning, everybody. (1) Today, we are pleased to have inv
[originaltext]W: Good morning, everybody. (1) Today, we are pleased to have inv
游客
2023-11-29
48
管理
问题
W: Good morning, everybody. (1) Today, we are pleased to have invited Mikey Rox, an award-winning journalist and personal finance expert to give us some suggestions on the do’s and don’ts of lending money to family. Welcome, Mikey.
M: Thank you. I’m very happy to meet you all.
W: Mikey, we know that loaning money to family is one of life’s greatest dilemmas. On the one hand, we want to help somebody we care for when they’re in a financial bind. On the other hand, we know it probably won’t go off without a hitch. So, how do I know when I should and shouldn’t help?
M: Well, first, you should carefully consider who you’re helping.
W: (2-1) Then what kind of person should I help?
M: (2-2) If it’s your brother who’s in need of a quick loan, and you know he’ll pay you back on time with interest, your decision to lend money is a no-brainer. But if it’s your deadbeat cousin Steven who has never had two nickels to rub together, but always somehow has a pocketful of cash to buy rounds of shots for his lady friends at the bar because he wants to look like a bailer, you should probably sleep on it.
W: Which means...
M: (3) When there’s not a snowball’s chance in hell that you’ll see your money again, resolve to help without the expectation of being paid back, or just say no.
W: But is it OK to say no to the family members who ask for help?
M: Don’t be afraid to say no. This is the second advice. Because you’re under no obligation to give anyone—besides the government and your own creditors, of course—a dime of your hard-earned money. If you don’t feel comfortable lending money to a family member, just say no. They’ll get over it. Or they won’t, and you’ll be better off for it. But if you have the disposable income to offer a loan without feeling the pinch, then OK.
W: What if the person really deserves my help, but I cannot afford it from my own disposable income? Should I dip into my own savings?
M: No, I’m afraid. You should only lend what you can afford without compromising your own financial situation. Your savings are just that—savings for emergencies, a new investment, or, frankly, whatever you want. That’s money that you’ve worked hard to build up, and you shouldn’t let anyone take away from that. (4) The best thing you could do is to politely explain the situation, and close the case.
W: What about co-signing for loans?
M: No. (5) Never co-sign for a loan. Lending cash is one thing, but co-signing for loans is a whole other ball game, and you absolutely don’t want any part of it. It is almost guaranteed to be a disaster.
If that discussion is on the table, swiftly shut it down. You’re not the person for the job.
This is the end of Part One of the interview. Questions 1 to 5 are based on what you have just heard.
1. What is the topic of the interview?
2. According to Mikey, what kind of person can you lend money to?
3. According to Mikey, what should you do when there is no chance you will get your money back?
4. According to Mikey, what is the best thing you could do if you cannot afford the money?
5. According to Mikey, what should NOT be done when lending money to someone?
选项
A、One who has never had two nickels to rub together.
B、One who has a pocketful of cash to consume in the bar.
C、One who needs a quick loan and will pay back on time.
D、One who promises to pay back within a month.
答案
C
解析
根据句(2—1)和句(2—2)可知,米奇认为,如果是你的兄弟需要快捷贷款,并且你知道他会连同利息一起及时还给你,那么借给他钱是不用思考就能决定的事。因此答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3230450.html
相关试题推荐
Theoldmanisverypleasedtobetoldthathisdaughtersandson-in-lawsarego
[originaltext]W:Tellusabitmoreabouttheseextra-curricularactivitiesof
[originaltext]W:Tellusabitmoreabouttheseextra-curricularactivitiesof
[originaltext]W:Tellusabitmoreabouttheseextra-curricularactivitiesof
[originaltext]W:Mr.FelixSmith.Canyoucomein?Pleasesitdown.M:Thankyo
[originaltext]W:Mr.FelixSmith.Canyoucomein?Pleasesitdown.M:Thankyo
[originaltext]W:Yes.IreadfromnewspapersthatmorethanhalfofalltheUS
[originaltext]W:Welcometoourprogram.(1)Today,wearepleasedtohaveinvi
[originaltext]W:Welcometoourprogram.(1)Today,wearepleasedtohaveinvi
[originaltext]W:Welcometoourprogram.(1)Today,wearepleasedtohaveinvi
随机试题
THEPARTYGENEStevenBennerjo
关于心脏复苏,哪项正确()A.房颤是心搏骤停的一种类型 B.心脏复苏时首
电脑因TCP3P属性设置错误导致无法上网,同一局域网内能正常上网的电脑设置如图所
学生以小组为单位学习范仲淹《渔家傲·秋思》,教师安排学生展示学习成果,下列理解不
百合除治疗肺热咳嗽、劳嗽咯血外,还能够治疗的病证是()A.肝肾阴虚、头晕目
共用题干 Animal's"SixthSense"Atsunamiwas
教学有法,但无定法。()
社会保险法规定,职工跨统筹地区就业,其()关系不随本人转移,缴费年限不累计计
下列各项中,不应当征收消费税的是()。A.用于本企业连续生产应税消费品的自产应
背景资料: 某高速公路左右线隧道,洞口间距42m,左线长3316m,
最新回复
(
0
)