首页
登录
职称英语
[originaltext] M: Buying a home is a huge investment. Before you jump into th
[originaltext] M: Buying a home is a huge investment. Before you jump into th
游客
2023-10-26
31
管理
问题
M: Buying a home is a huge investment. Before you jump into the wonderful world of house ownership, make sure you are prepared. With me now is Jean Chatzky, the chief editor of Money magazine. Good to see you, Jean.
W: Nice to see you.
M: Now home buying rates are going through the roof, people are buying homes, men and women.
W: Right, new home sales came out again yesterday and they are again skyrocketing up about 15 percent from last year.
M: We’ve got a series of questions that women can ask and they want to determine whether they should be buying a home. First one, “Is now the right time to buy?” Everybody has been talking about “Oh, the bubble, the bubble, the bubble…” Is now the right time to buy?
W: There’s no question that there are regional bubbles. If you live in a place where home prices have gone up 30 percent in the last couple of years, you probably want to make sure that you are at least gonna live in this home for a long enough period of time. Then you don’t have to worry if prices come down a little bit.
M: The next one is kind of interesting. “Are you better off renting?” And I always thought, you are always better off buying, but not true?
W: Not necessarily. You have to remember there is a cost to the transaction there you gotta pay the broker. There’s a cost for moving service. If you are not gonna be in this home at least 3 to 5 years, you may wanna look at renting at this period of time.
M: How much can you afford as a female house buyer?
W: It’s not just a question of the mortgage, the interest, the taxes and the insurance. That would be your big nut for a new home. But you’ve gotta remember that you are likely to need a percentage of the value of the home for maintenance each year.
M: You say it’s important to find whether your FICO score is good enough. What’s a FICO score?
W: Your FICO score is your credit score, and basically it’s an indication of how much of a risk you will be to the bank. If you’ve got a great FICO score, you’re gonna be able to log in a mortgage under 6 percent over 30 years. If it’s not so good, it’s gonna cost you 4 percent more, and that’s significant money.
M: And then there are a lot of mortgages out there, different kinds of mortgages. You have to ask which one is best for you.
W: Right, you need a suitable mortgage. You can get yourself a planned 30-year mortgage or 15-year mortgage or other kinds.
M: All right. Jean Chatzky, good to see you.
W: Thank you.
Questions 6 to 10 are based on Conversation Two.
6. What is the interview mainly about?
7. How is this year’s new home selling compared with last year?
8. How long is enough for your staying there to buy a new home?
9. Which is NOT the factor for the affordability of a new home?
10. What is the bank willing to grant you if your FICO score is very good?
选项
A、It increases enormously.
B、It decreases sharply.
C、It remains unchanged.
D、It increases slowly.
答案
A
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3133037.html
相关试题推荐
Itiscustomaryto_______one’sresignationonemonthbeforeone’slastday.A、tu
Thedeal______beforeitwassignedandsealed,evenaftertheLetterofIntent
Somanytouristspots______thatmostvisitorsrunoutoftimebeforeseeingthe
Weconsideritquitenecessaryto______thecasebeforedoinganythingelse.A、lo
[originaltext]W:Hello,isthistheaccommodationoffice?M:Yes,whatcanIdo
[originaltext]M:So,whatisyourplanforthisweekend?W:Idon’tknow.Doyo
[originaltext]W:Hey,Mike,throwyourstuffintothebackandrideupfrontwi
[originaltext]M:Hey,Alice.Whatareyoudoinghere?W:Iamlookingforanap
[originaltext]W:Marion,attheschoolyouworkat,dothechildrenwearunifor
[originaltext]W:Oh,Simon,Iseeyouhavetoday’spaper.M:Yes,Ireadthepa
随机试题
Whowillberesponsibleforeachtask?AStefanBLaurenCbothStefanandLaure
(1)Whatabeautifulcity.Lightsblinkingserenely,highwaysandriversflow
Manypeoplecondemntheverythinfashionmodelswhoareconsideredtohave
Comparisonsweredrawnbetweenthedevelopmentoftelevisioninthe20thcen
资料 某市审计局派出审计组对本市的H公司2015年度财务收支实施审计,要求审
某软黏土地基,天然含水量w=50%,液限wL=45%。采用强夯置换法进行地基处理
皮质醇在尿中排出的主要代谢产物为 A.皮质酮B.皮五醇C.四氢皮质醇D.
2018年1月1日,天现异象,李佳佳脑洞大开,后创造出一系列技术及设备,逐一向专
A.触觉试验 B.嗅觉试验 C.视觉试验 D.听觉试验 E.物理试验检查
关于冬期室外基槽(坑)或管沟回填冻土块的说法,正确的是( )。A.粒径不得大于
最新回复
(
0
)