首页
登录
职称英语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2023-09-24
45
管理
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] By "the pool of contributions" the writer means______.
选项
A、the cost of administering insurance
B、the amount of each premium
C、money paid by the insurers
D、money paid by the insured
答案
D
解析
题干意为“(集中的捐献)作者是指…”。由第一段最后~句话可以看出,这些集中的捐献是指保户们支付的保险费,故选D。
转载请注明原文地址:https://tihaiku.com/zcyy/3041626.html
相关试题推荐
ThegrandestoftheseidealsisanunfoldingAmericanpromisethateveryonebelo
A--judicialsystemB--InsuranceLawC--crimina
Theknowledgethatpropertyisprotectedbyinsurancemakesthepurchaseoffire
Wehavelearnedfromtheletterthatyourcompanyhasproducedandexposeda
()还贷()保险[br]()房租()娱乐C、N
()还贷()保险[br]()固定花销()弹性花销B、H
()还贷()保险[br]()税后收入()节余P、Q
Veryoldpeopledoraisemoralproblemsforalmosteveryonewhocomesintoc
Veryoldpeopledoraisemoralproblemsforalmosteveryonewhocomesintoc
Timkeephismoneyinthebank.He’stoo(fear)______totakerisks.fearful句意:T
随机试题
[originaltext]M:WhentheonemanisSteveJobs,it’saquestionwellworthask
Whatisthethemeoftheconcert?[originaltext]AsmanyasamillionCubans
当火灾报警控制器中的联动逻辑关系满足时,且控制器处于“()”的状态下,控制器会
D.[解析]本题属于位置类,主要考察了图形位置关系中的平移问题,第一组图形中,第一列,第三列黑块每次向上移动一格,触顶后返到底部。第二列,第四行黑块每次向下移
某施工单位对报警阀进行密封性试验,试验压力应为额定工作压力的()倍,保压时间不
(2018年真题)根据金融犯罪侵犯的客体不同,可以将金融犯罪分为危害货币管理制度
与气的生成关系最密切的脏是A.心、肺 B.心、肝 C.肺、脾 D.肺、肝
银行承兑汇票的承兑银行,应当按照票面金额向出票人收取()的手续费。A:千分之一
(2015年真题)关于钢筋混凝土梁配筋的说法,正确的是()。A.纵向受拉钢筋
建设工程项目的全寿命周期包括项目的决策阶段、实施阶段和使用阶段。项目的实施阶段包
最新回复
(
0
)