首页
登录
职称英语
Both the Senate and House health care bills propose incentives to boost corp
Both the Senate and House health care bills propose incentives to boost corp
游客
2023-08-14
15
管理
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment(颁布)of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA. [br] What may be the result of implementing the wellness programs?
选项
A、Public health care spending may increase.
B、Private health care spending may increase.
C、Public health care spending may be cut down.
D、Private health care spending may be cut down.
答案
D
解析
第8段开头提到健康计划是one potential solution,是解决什么问题的solution呢?答案在上一段最后一句:私企雇主仍然急于寻找方法控制其保健成本的上涨,这表明健康计划能帮“私企雇主”降低保健支出,由此确定本题应选D,而排除C。另外,相似的信息在文章第1句就已经提及了。
转载请注明原文地址:https://tihaiku.com/zcyy/2926098.html
相关试题推荐
Abouttwoweeksago,theU.S.DepartmentofHealth’sSubstanceAbuseandMe
Abouttwoweeksago,theU.S.DepartmentofHealth’sSubstanceAbuseandMe
Abouttwoweeksago,theU.S.DepartmentofHealth’sSubstanceAbuseandMe
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]Y
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]Y
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]Y
It’sTimetoPayAttentiontoSleep,theNewHealthFrontier[A]Y
It’sTimetoPayAttentiontoSleep,theNewHealthFrontierA)Your
It’sTimetoPayAttentiontoSleep,theNewHealthFrontierA)Your
It’sTimetoPayAttentiontoSleep,theNewHealthFrontierA)Your
随机试题
BestTimeKeeperWaldoWilcoxknew
[audioFiles]audio_eusm_0209(20106)[/audioFiles]A、TohonorSwissheroeswhodied
冠心病的危险因素不包括A.高血压 B.高脂血症 C.糖尿病 D.吸烟 E
产妇林某,孕39周,阴道顺娩一男婴,过程顺利,安返病房。产后检查是在产后 A.
新斯的明胃肠道平滑肌兴奋的作用机制是通过A.直接作用于受体B.影响ACh的释放C
A.乙酰胆碱 B.肾上腺素 C.去甲肾上腺素 D.5-羟色胺 E.多巴胺
该公文标题的结构特征是:() A.发文机关名称+发文事由 B.发文事由+
2020年末全国城市公共汽电车运营线路70643条,比上年末增加4913条,运营
已知某基金的投资资产中现金持有量较小,则一般情况下,该基金最有可能是()。
关于招标代理机构的说法,正确的有()。A.由评标委员会指定招标代理机构
最新回复
(
0
)