首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-07-05
62
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Jeroo Billimoria is most likely to agree that commercial and social pressures make one’ s purchasing decisions_____.
选项
A、difficult
B、advisable
C、acceptable
D、unwise
答案
D
解析
细节题。根据短文最后一段开头…the commercial and social pressures thataffect purchasing decisions.Why exactly do you want those expensive brand—name shoesso badly…可知商业和社会压力影响消费决定,导致不明智消费。故答案为D。
转载请注明原文地址:https://tihaiku.com/zcyy/2810362.html
相关试题推荐
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
[originaltext]M:ImuchpreferMrs.Brown’slessons.I’vegotabookofnotesf
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
SixSecretsofHigh-EnergyPeopleA)There’sanenergycrisis
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
随机试题
Ifthereisonethingscientistshavetohear,itisthatthegameisover.
WhenDonaldarrivedforhisfirstgroup-therapysessionhewasinawheelcha
Inthecat-and-mousemaneuveringoveradmissiontoprestigiouscollegesand
[originaltext]W:Ihearit’sgoingtosnowthisafternoon.M:Goingtosnow?Th
[originaltext]W:I’mgladthatyouhavedecidedtotakealook.It’sabeautifu
Travelingismoreimportantthanreadingbooksinordertounderstandthepeople
下面哪一项是佛教舞蹈中的两种内容:()A.驱逐;求财 B.祈福;求财 C.
患者女,29岁。足月产后4天出现高热、寒战,下腹压痛,恶露增多有臭味,子宫复旧差
与标准施工招标文件相比较,投标人须知在设计方面提出了有关设计工作方面的要求有()
用人单位可以不提前通知,直接解除劳动合同的情形有()。A.劳动者在试用期间被证
最新回复
(
0
)