2. 从业资格
  3. 资料： The following passage is the i

资料： The following passage is the i

题库2022-08-02  44
问题 资料：       The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.Passage:       As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.      The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.       In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.       In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.       In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.       You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.If you choose the Plus Plan,which of the following will NOT be true?A.Together with Primary Chequing,you can own 20 accounts.B.If you make 32 transaction,a fee of $1.4 will be charged.C.You will be able to save up to $240.5 a month on fees.D.You can sell U.S.cash（up to $5,000 U.S.per transaction）at preferred exchange rate.
选项 A.Together with Primary Chequing,you can own 20 accounts.
B.If you make 32 transaction,a fee of $1.4 will be charged.
C.You will be able to save up to $240.5 a month on fees.
D.You can sell U.S.cash（up to $5,000 U.S.per transaction）at preferred exchange rate.
答案 C
解析 本题考查的是细节理解。
【关键词】Plus Plan；NOT be true
【主题句】第3自然段1.It includes Primary Chequing and up to 19 more eligible accounts.它包括初始支票账户和另外多达19个符合条件的账户。
2.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.你可以进行30笔免手续费交易，方式可以是在分行柜台，手机银行，网上银行，移动支付或者Bank of Monsell的ATM机。从第31笔交易起，每笔将收取0.7美元的手续费。
3.A Plus Plan is able to help save you up to $288.60 a year on fees.附加方案每年可以节省288.6美元费用。
4.4.A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.附加方案仅提供以优先汇率购入美元（每笔交易上限是5000美元）。
【解析】本题的问题是“如果你选择了附加方案，下列哪一项不正确？”A选项“加上初始支票账户，你可以拥有20个账户。”，根据主题句1，正确。B选项“如果你进行了32笔交易，将收取1.4美元的手续费。”，根据主题句2，从第31笔开始收费，两笔收取1.4美元，正确。C选项“每个月你可以节约240.5美元的费用。”根据主题句3，文中说的是省288.6一年，而不是240.5一个月，错误。D选项“你可以以优先汇率售出美元（每笔交易上限是5000美元）。”。根据主题句4，以优先汇率是购入美元，而不是售出，错误。
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