首页
登录
职称英语
Earlier this year I met with a group of women in Matela, a small farming vil
Earlier this year I met with a group of women in Matela, a small farming vil
游客
2024-02-02
23
管理
问题
Earlier this year I met with a group of women in Matela, a small farming village in Tanzania, and we discussed something that’s been on all of our minds lately: finding a safe place to save money. The women said their babies were getting sick from malaria(疟疾), and they could afford the drugs if they saved money over time—but with no access to formal savings accounts, they had a hard time safeguarding cash So they saved in risky and inefficient ways. They made loans to each other, or bought goats or jewelry, then sold them if they suddenly needed money.
The success of microloans has opened new opportunities for many poor people and has been a crucial factor in reducing poverty. But loans are not enough. Savings accounts could help people in the developing world with unexpected events, accumulate money to invest in education, increase their productivity and income, and build their financial security. Fortunately, this is a moment of opportunity. New policy ideas are uniting in ways that will lower the cost of savings and bring safe financial services to the doorsteps of the poor.
One exciting trend is agent banking, in which stores and post offices serve as banking outlets. Banks still manage and guarantee the deposits, but they rely on the infrastructure(基础设施)of other outlets to deal with clients where there are no bank branches.
The phenomenal growth of mobile phones in the developing world presents another opportunity. M-Pesa, the mobile-phone cash-transfer service in Kenya, has signed up more than 5 million subscribers in two years and recently expanded to Tanzania. This new idea is opening markets and transforming lives. A split-second M-Pesa transaction costs as little as 30 cents and replaces a day of risk and expense just to send someone money or carry earnings home.
At the Gates Foundation, it has been committed more than $350 million to make financial services widely accessible to the poor because safe places to save can help break the cycle of poverty. If action is taken on this moment, then within a generation, billions of people will have the chance to build up their savings and live the healthy, productive lives that they deserve. [br] What is the role of post offices in "agent banking"?
选项
A、They are subordinate to banks.
B、They are cooperative with banks.
C、They are taking the place of banks.
D、They are being changed into banks.
答案
B
解析
第3段第1句的agent和outlets等词表明邮局充当银行的代理,负责为银行接受客户,收到的存款交由银行管理,但邮局还有自己本身的邮政功能,因此,它们与银行之间只是合作关系。由此可见,本题应选B。
转载请注明原文地址:http://tihaiku.com/zcyy/3416311.html
相关试题推荐
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
Thepointoffactoryfarmingischeapmeat,madepossiblebyconfininglarge
[originaltext]ExpertssaysomefarmingactivitiesarcseriouslydamagingEa
[originaltext]ExpertssaysomefarmingactivitiesarcseriouslydamagingEa
随机试题
PassageFour[br]Whatdoesthepassageaimtotellus?Menandwomenshouldplay
如图所示,在竖直平面内有一光滑的圆形轨道,轨道的半径为R,一小球可在轨道内侧做圆
数据总线、地址总线、控制总线是根据总线()来划分的。A.传送内容的不同 B.所
先张法钢丝、钢绞线实测项目关键项目是张拉应力值和张拉伸长率。()
食管胃底静脉曲张破裂大出血时,首先宜采取的治疗措施是A.紧急三腔双囊管压迫止血
基金市场的参与主体不包括( )。A.基金当事人 B.基金市场服务机构 C.
中医养生别走偏 【背景链接】 艾灸可疏通经络,红豆薏米汤可去湿气,枸
假设一个投资者以贴现形式购买了一张面值1000元、期限1年的可提前赎回债券,市场
案例一: 一般资料:求助者,女性,32岁,公司职员。 案例介绍:求助者由于婆
女,24岁。足月妊娠临产10小时,宫口扩张2cm,自觉下腹部持续疼痛,孕妇烦躁不
最新回复
(
0
)